NFCU Question

[QUEENOFCANDLES]

I just opened an account with them in Feb. We have DD as well. They financed a 52k auto loan for me with no down payment. The only offers I have on the my offers tab is a secured nrewards card. That probably means I shouldnt apply for a cc or navcheck huh?? Low/mid 600s.

[azguy13]

I have heard of many people being approved for an unseured card with a score in the low/mid 600s. NFCU is HP happy but they may offer you the secured if for some reason they deny you the unsecured/LOC. 

Honestly, it sounds like a great question to ask their CSR. They may be lower level CSRs, but they have always been extremely helpful to me. 

[norhplatter]

I was in low 600's and approved with VISA siggy for $5000, and rec'd checks along with it.  I tho't about CLI but decided against it.

[TatorTodd]

when i opened my account, the only offer was a secured card.  I applied for flagship, and got a 25k CL.

[docrob24]

The NavCheck LOC is a great program and turns your checking account into one that reports as a credit card to the CRA. (essentially)

The Max is 15k, however you dont have to start there. As long as you are reporting something, even 1k, it'll be beneficial.

Highly recommened going for a low limit just to get on the board, and reapply for CLI down the road, around 3-6 months.

If you have history with NFCU, they do their best to accomodate. Since you're new, start showing them you want it!

[TatorTodd]

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@docrob24 wrote:

The NavCheck LOC is a great program and turns your checking account into one that reports as a credit card to the CRA. (essentially)

The Max is 15k, however you dont have to start there. As long as you are reporting something, even 1k, it'll be beneficial.

Highly recommened going for a low limit just to get on the board, and reapply for CLI down the road, around 3-6 months.

If you have history with NFCU, they do their best to accomodate. Since you're new, start showing them you want it!

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Thanks! you just answered a question I just posted about.