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Only applies to transactions after 04-01-11... 12.9 APR Purchases, 14.9 Cash Advances. Only applies to my plat visa, no changes to my cash back visa.
Margin ranges from 4.74% to 14.74% determined based on member's credit history.
Reason for the change... changes in the market conditions.
My Plat. VISA APR remains at 8.75% with NFCU. I haven't received that mailing informing me of this change. Were it to go up that high(12.9%), the card would go straight into the sock drawer. When did you receive this mailing?
Get my mailing yesterday... It doesn't effect current balances though.
No biggie to me since I rarely use that cc in the first place.
I never carried a balance over $100 in the 6 years I've had this TL.