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NFCU Secured Questions

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jordanmedical
Established Contributor

Re: NFCU Secured Questions

l'll def keep an eye on my offers
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 11 of 15
rootpooty
Valued Contributor

Re: NFCU Secured Questions

i have never seen an offer from them in my offers section. then again i dont have dd with them and they tend to favor that. did you apply yet? yes its possible for a denial then again something horrendous would have to be on your reports. they do expediting processing for 12 which means from the time they process your app you should get the card in about 4 days. yes its easy to up your limit and with me with both cards with them it was reporting within days of activation.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 12 of 15
jordanmedical
Established Contributor

Re: NFCU Secured Questions

I saw the secured card offer right after I called and was declined for the cash rewards cc. I do have DD into my savings account with them. I am going in to the branch tommorow to apply and deposit the additional $300 I need in there,

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 13 of 15
rootpooty
Valued Contributor

Re: NFCU Secured Questions

yeah their nrewards secured card is pretty good. like i said i had the card not even a few days and it was already reporting and 6 mos later i applied for the platinum visa and was approved. i have one baddie left 660 equifax score and had high util at the time. in my letter i got from them it stated to took into account my payment history with them. your doing good with this card and a secured from cap one.

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 14 of 15
jordanmedical
Established Contributor

Re: NFCU Secured Questions

Yea , once I have both cards, I'm sure it'll help my score considering I have no open revolving accounts at this time. I'm excited that the Secured NFCU card has rewards and I've seen them offer ppl unsecured cards in just a few months Smiley Happy

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 15 of 15
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