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NFCU is awesome. I have only had my card for 1 statement. sent an online rewuest to go from 5 to 10k.....they countered with 8k. Such an amazing institution.
@CS800 wrote:Got a letter yesterday telling me that my CshReward is being converted to the Signature. I called to see if I could push my luck with them and asked for a CLI.
I asked if they could do it without a hard pull. Very helpful lady puts me on hold and comes back after 3-4 minutes telling me that my new CL is now $30K and no HP was done. They just did an account review. A $2K CL. I have not received any EQ or TU alert yet so fingers crossed.
I logged on to my account today and my CC now says
xxxxxxxxxxxxxxxx Visa Signature cashRewards
With the following link below:
http://usa.visa.com/personal/visa-signature/concierge.jsp
CS800 What is the difference between the cashRewards and the SIG? When I was approved earlier this week it states Visa Sig cashRewards? Is that a "perk"
Cash rewards is what the card has been. A couple of weeks ago, they added the signature card. So, now they offer 2 sig cards. Flagship and cash rewards. The cash rewards sig has no AF, at least at this time. Many people with $5k+ CLs were automatically upgraded to the sig card.
Signature benefits are in addition to the cash rewards. SigCCs start at $5k CL.
Navy's sig card will report CLs on the CRAs. Not all sig visas or world master cards report CLs to the CRAs.
@bichonmom wrote:Is this your first CLI?Every time I call and ask them about a CLI, they say that I need to app and they'll do a HP.
I got a CLI when my card was approved way back. This was a second one but in any case my EQ and TU are frozen anyways. They just looked at my activity on the card itself.
@Sweets8E wrote:Oh man that's awesome! I love NFCU! I just finished paying off my loan with them today so maybe in like another 6-7 months, I can ask them for another increase on my NRewards card and it will be pretty significant. Maybe I'll be as lucky as you and it will not be a hard pull. i'm inspired.
Got to love this CU. I just refi another car with them. Took me from 6.99% and they offerred me 2.59% on 24 months.
@RyVision wrote:HUGE Congrats CS, that is beyond awesome!
I hope more of us get news like this from NFCU! (hint hint NFCU )
Thanks
Are you with them?
@AvaMommy wrote:
@CS800 wrote:Got a letter yesterday telling me that my CshReward is being converted to the Signature. I called to see if I could push my luck with them and asked for a CLI.
I asked if they could do it without a hard pull. Very helpful lady puts me on hold and comes back after 3-4 minutes telling me that my new CL is now $30K and no HP was done. They just did an account review. A $2K CL. I have not received any EQ or TU alert yet so fingers crossed.
I logged on to my account today and my CC now says
xxxxxxxxxxxxxxxx Visa Signature cashRewards
With the following link below:
http://usa.visa.com/personal/visa-signature/concierge.jsp
CS800 What is the difference between the cashRewards and the SIG? When I was approved earlier this week it states Visa Sig cashRewards? Is that a "perk"
You get the signature benefits. Click on the link that I posted in my original message.
@bichonmom wrote:Cash rewards is what the card has been. A couple of weeks ago, they added the signature card. So, now they offer 2 sig cards. Flagship and cash rewards. The cash rewards sig has no AF, at least at this time. Many people with $5k+ CLs were automatically upgraded to the sig card.
Signature benefits are in addition to the cash rewards. SigCCs start at $5k CL.
Navy's sig card will report CLs on the CRAs. Not all sig visas or world master cards report CLs to the CRAs.
Thanks Bichonmom for the 101! Very beneficial
I'm glad that NFCU reports the CL. My BOA doesn't.
I wated to get my Chase Freedom to a CSP but that would take my CL off also.
Very lucky! Navy must love you.