09-20-2012 11:40 AM
NFCU is awesome. I have only had my card for 1 statement. sent an online rewuest to go from 5 to 10k.....they countered with 8k. Such an amazing institution.
09-20-2012 11:57 AM
CS800 wrote:Got a letter yesterday telling me that my CshReward is being converted to the Signature. I called to see if I could push my luck with them and asked for a CLI.
I asked if they could do it without a hard pull. Very helpful lady puts me on hold and comes back after 3-4 minutes telling me that my new CL is now $30K and no HP was done. They just did an account review. A $2K CL. I have not received any EQ or TU alert yet so fingers crossed.
I logged on to my account today and my CC now says
xxxxxxxxxxxxxxxx Visa Signature cashRewards
With the following link below:
http://usa.visa.com/personal/visa-signature/concie
rge.jsp
CS800 What is the difference between the cashRewards and the SIG? When I was approved earlier this week it states Visa Sig cashRewards? Is that a "perk"
09-20-2012 12:22 PM
Cash rewards is what the card has been. A couple of weeks ago, they added the signature card. So, now they offer 2 sig cards. Flagship and cash rewards. The cash rewards sig has no AF, at least at this time. Many people with $5k+ CLs were automatically upgraded to the sig card.
Signature benefits are in addition to the cash rewards. SigCCs start at $5k CL.
Navy's sig card will report CLs on the CRAs. Not all sig visas or world master cards report CLs to the CRAs.
09-20-2012 12:26 PM
bichonmom wrote:Is this your first CLI?Every time I call and ask them about a CLI, they say that I need to app and they'll do a HP.
I got a CLI when my card was approved way back. This was a second one but in any case my EQ and TU are frozen anyways. They just looked at my activity on the card itself.

09-20-2012 12:28 PM
Sweets8E wrote:Oh man that's awesome! I love NFCU! I just finished paying off my loan with them today so maybe in like another 6-7 months, I can ask them for another increase on my NRewards card and it will be pretty significant. Maybe I'll be as lucky as you and it will not be a hard pull. i'm inspired.
Got to love this CU. I just refi another car with them. Took me from 6.99% and they offerred me 2.59% on 24 months.

09-20-2012 12:28 PM
RyVision wrote:HUGE Congrats CS, that is beyond awesome!
I hope more of us get news like this from NFCU! (hint hint NFCU
)
Thanks ![]()
Are you with them?

09-20-2012 12:29 PM
AvaMommy wrote:
CS800 wrote:Got a letter yesterday telling me that my CshReward is being converted to the Signature. I called to see if I could push my luck with them and asked for a CLI.
I asked if they could do it without a hard pull. Very helpful lady puts me on hold and comes back after 3-4 minutes telling me that my new CL is now $30K and no HP was done. They just did an account review. A $2K CL. I have not received any EQ or TU alert yet so fingers crossed.
I logged on to my account today and my CC now says
xxxxxxxxxxxxxxxx Visa Signature cashRewards
With the following link below:
http://usa.visa.com/personal/visa-signature/concie
rge.jsp
CS800 What is the difference between the cashRewards and the SIG? When I was approved earlier this week it states Visa Sig cashRewards? Is that a "perk"
You get the signature benefits. Click on the link that I posted in my original message. ![]()

09-20-2012 12:32 PM
bichonmom wrote:Cash rewards is what the card has been. A couple of weeks ago, they added the signature card. So, now they offer 2 sig cards. Flagship and cash rewards. The cash rewards sig has no AF, at least at this time. Many people with $5k+ CLs were automatically upgraded to the sig card.
Signature benefits are in addition to the cash rewards. SigCCs start at $5k CL.
Navy's sig card will report CLs on the CRAs. Not all sig visas or world master cards report CLs to the CRAs.
Thanks Bichonmom for the 101! Very beneficial
09-20-2012 12:52 PM
I'm glad that NFCU reports the CL. My BOA doesn't.
I wated to get my Chase Freedom to a CSP but that would take my CL off also.

09-20-2012 01:01 PM
Very lucky! Navy must love you. ![]()

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