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NFCU Signature Visa

Valued Member

NFCU Signature Visa

I got a notice from NFCU that my cash rewards Visa is being upgraded to a Signature Visa..

This will be my first signature card, any downside??

Message 1 of 30
29 REPLIES
Moderator Emeritus

Re: NFCU Signature Visa

Since nfcu reports the limit on its signature cards there doesn't appear to be a downside.

I'm hoping for the upgrade myself!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 2 of 30
Established Contributor

Re: NFCU Signature Visa

The only downside is the $49 annual fee, which still isn't that bad all things considered. To webhopper, you can request to upgrade at any time. There is no hard pull, and it's usually instant...I upgraded about 6 months ago.

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 3 of 30
Moderator Emeritus

Re: NFCU Signature Visa


searchingfor67 wrote:

The only downside is the $49 annual fee, which still isn't that bad all things considered. To webhopper, you can request to upgrade at any time. There is no hard pull, and it's usually instant...I upgraded about 6 months ago.


I think what you are talking about is an upgrade or product change to the flagship visa sig. As far as ive heard; the cash rewards visa sig does not have an annual fee.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 30
Established Contributor

Re: NFCU Signature Visa

Sorry, I didn't realize there was a cash rewards visa sig....good to know.

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 5 of 30
Moderator Emeritus

Re: NFCU Signature Visa


searchingfor67 wrote:

Sorry, I didn't realize there was a cash rewards visa sig....good to know.


 

Its brand new! Being offered as an upgrade to existing card holders. I want one!!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 6 of 30
Established Contributor

Re: NFCU Signature Visa

I see...I didn't even see it listed on there website. Is it that same ugly green color? 

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 7 of 30
Valued Contributor

Re: NFCU Signature Visa


webhopper wrote:

searchingfor67 wrote:

Sorry, I didn't realize there was a cash rewards visa sig....good to know.


 

Its brand new! Being offered as an upgrade to existing card holders. I want one!!!

webhopper...I can't believe you haven't received yours yet. Are you on the west coast?



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 30
Moderator Emeritus

Re: NFCU Signature Visa


searchingfor67 wrote:

I see...I didn't even see it listed on there website. Is it that same ugly green color? 


 

The replacement cards are still a few weeks away from being mailed out. I hope they turn the card black or white... anything but GREEN. Lol

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 9 of 30
Valued Contributor

Re: NFCU Signature Visa


webhopper wrote:

searchingfor67 wrote:

I see...I didn't even see it listed on there website. Is it that same ugly green color? 


 

The replacement cards are still a few weeks away from being mailed out. I hope they turn the card black or white... anything but GREEN. Lol

It's still green. They have a picture in the mailer.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 10 of 30