I'm all ready for my NFCU mini spree but I am confused on the application. I am a stay at home mom in a community property state. My husband makes over $100k/year - do I put in his income info (business name/how many years he has worked there) or do I select unemployed and then put his income in the "other monthly income" category? Will that work?
@Creditaddict wrote:
@mamaoftwins wrote:I'm all ready for my NFCU mini spree but I am confused on the application. I am a stay at home mom in a community property state. My husband makes over $100k/year - do I put in his income info (business name/how many years he has worked there) or do I select unemployed and then put his income in the "other monthly income" category? Will that work?
you file joint taxes right?
Navy can be a pain about income verifcation but "usually" first app goes throguh without a hitch and many times the navcheck if it's 2nd app... but after that in the future you will probably be asked to supply some docs at some point.... i would think you would be able to use his income since you file jointly and in community state and OTHER banks would agree... Navy might make him be joint before they allow... but I would go ahead and use it and ask questions later if you get asked to supply proof.
worse case they will tell you what they will accept or what not
+1 I just posted in the other thread! Go for it. No worries..
012019 Fico8/Mortgage Score: 
