09-05-2012 05:20 AM
09-05-2012 08:36 AM
If those are your current fico scores I would not push it because those scores are very low and I would be scared they would pull TU.Congrats on the approval. I would go 6 months to a year of on time payments.
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
09-05-2012 11:35 AM
Navy pulls separately for each app and/or CLI request. From what ive read here, i would expect them to pull tu next. Also, the amount they approve you for with LOC is based on your credit. So, you would probably get very low CL if they approved you. I would wait 6-12 mos and see how your scores are then. You could CLI and app for LOC or MC then.
09-05-2012 11:41 AM
I applied for the card,LOC and car loan and got 5 pulls from them. They even didnt have a clue why they pulled 5 times. But they agreed ot remove 2 of them.
09-05-2012 01:47 PM
09-05-2012 03:09 PM
09-05-2012 03:54 PM
I have an update! I was approved for a $2500 LOC/overdraft protection (which is what I requested) from NFCU. They are the BEST! I am going to wait 6 months before I apply for the MasterCard. Don't want to push the envelope. I eventually want to get a car loan in about 12 months, so I want to build good in-house credit with them and continue to rebuild my credit and increase my credit score.
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