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Regular Contributor
Sweets8E
Posts: 245
Registered: ‎03-07-2009

NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

So a few days ago, I paid off my loan with NFCU, and was getting ready to close out my $500 secured card with them because I'd obtained an unsecured NRewards card earlier this year. I just logged on to my account and to my surprise, they unsecured my card, gave me a $500 CLI, and refunded my deposit to my savings account!!! Ohhhhhhh happy day!!!! I love NFCU!!!!



Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 696 TU / 692 EQ 05/18/2013 / 674 EX 02/26/2013 (amex app)
Goal Score: 700 across all three


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Frequent Contributor
shakalaka
Posts: 439
Registered: ‎09-10-2012

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Congrats


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)

Established Contributor
MsLadyRover
Posts: 727
Registered: ‎03-14-2012

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

That's fabulous!  NFCU spreads the love once again! CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Established Contributor
lithium78
Posts: 750
Registered: ‎07-30-2011

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

I really, really wish I had some way to get into NFCU.  I would love to build a relationship with them because they really seem like the best credit union in the country.


Starting Score: TU: 566
Current Score: TU: 729 (Walmart FICO); EQ: 754 (MyFico) EX: 776 (FAKO)
Goal Score: 800

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Established Member
mrsbagalot1222
Posts: 28
Registered: ‎07-05-2010

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

way to go!

~Current Wallet: NFCU Signature CashRewards Visa $5000/AAFES Military Star Card $3600/NFCU NavCheck $1500/Applied Bank $700/Amazon GE $700/Walmart GE $500/Credit One $500/Paypal Smart Connect $300/Orchard Bank: $300/WFNNB-Comenity Bank:Victoria's Secret $300/Express $250/New York&Company $250~
Mega Contributor
LS2982
Posts: 14,438
Registered: ‎04-09-2011

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!


Sweets8E wrote:

So a few days ago, I paid off my loan with NFCU, and was getting ready to close out my $500 secured card with them because I'd obtained an unsecured NRewards card earlier this year. I just logged on to my account and to my surprise, they unsecured my card, gave me a $500 CLI, and refunded my deposit to my savings account!!! Ohhhhhhh happy day!!!! I love NFCU!!!!


CONGRATS!!!!

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Valued Contributor
rootpooty
Posts: 1,611
Registered: ‎10-28-2011

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Did you request a cli on the account or did they auto graduate it?
NFCU plat 5k | NFCU cashrewards 3k | Chase Freedom 1.5k |
BOA 123 1k | Amazon 1600 | Walmart 900

On the prowl for Chase Sapphire Preferred!
Moderator
webhopper
Posts: 6,739
Registered: ‎09-16-2011

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Hey that's awesome!! Keep in mind that you can always ask them to convert your card to a different card type now that it is unsecured. Cash rewards are nice. Platinum is nice because it carries the lowest rate... Congrats again on your success with unsecuring your card!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Big congrats to you!


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Wayyyyy to Go!!!!!!!!!!



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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