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NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Frequent Contributor

NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

So a few days ago, I paid off my loan with NFCU, and was getting ready to close out my $500 secured card with them because I'd obtained an unsecured NRewards card earlier this year. I just logged on to my account and to my surprise, they unsecured my card, gave me a $500 CLI, and refunded my deposit to my savings account!!! Ohhhhhhh happy day!!!! I love NFCU!!!!


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Message 1 of 12
11 REPLIES
Established Contributor

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Congrats



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 2 of 12
Valued Contributor

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

That's fabulous!  NFCU spreads the love once again! CONGRATULATIONS!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 3 of 12
Established Contributor

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

I really, really wish I had some way to get into NFCU.  I would love to build a relationship with them because they really seem like the best credit union in the country.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Message 4 of 12
Established Member

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

way to go!

~Current Wallet: NFCU Signature CashRewards Visa $5000/AAFES Military Star Card $3600/NFCU NavCheck $1500/Applied Bank $700/Amazon GE $700/Walmart GE $500/Credit One $500/Paypal Smart Connect $300/Orchard Bank: $300/WFNNB-Comenity Bank:Victoria's Secret $300/Express $250/New York&Company $250~
Message 5 of 12
Mega Contributor

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!


Sweets8E wrote:

So a few days ago, I paid off my loan with NFCU, and was getting ready to close out my $500 secured card with them because I'd obtained an unsecured NRewards card earlier this year. I just logged on to my account and to my surprise, they unsecured my card, gave me a $500 CLI, and refunded my deposit to my savings account!!! Ohhhhhhh happy day!!!! I love NFCU!!!!


CONGRATS!!!!

 




EQ FICO 548 3/3/16
Message 6 of 12
Valued Contributor

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Did you request a cli on the account or did they auto graduate it?
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 7 of 12
Moderator Emeritus

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Hey that's awesome!! Keep in mind that you can always ask them to convert your card to a different card type now that it is unsecured. Cash rewards are nice. Platinum is nice because it carries the lowest rate... Congrats again on your success with unsecuring your card!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 8 of 12
Moderator Emeritus

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Big congrats to you!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 9 of 12
Regular Contributor

Re: NFCU Unsecured My Card!!!! Wooooooooooo Hoooo!!!!

Wayyyyy to Go!!!!!!!!!!



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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Message 10 of 12