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Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: NFCU Very Impressive

Let us put it this way, you are your own worse enemy right now! Plus your missing out on there balance transfer offer right now zero percent for 12 months and no balance transfer fee !

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: NFCU Very Impressive

It thought it was 18 months?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: NFCU Very Impressive

website says 12, I will call to find out :smileyvery-happy:

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: NFCU Very Impressive

It was 18 months the rep said it changed to 12

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









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Frequent Contributor
Posts: 444
Registered: ‎12-05-2012
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Re: NFCU Very Impressive

Welcome to the NFCU family! :smileyhappy:

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 705 FICO TU (10/2014)Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: NFCU Very Impressive

Ahh see! I knew i wasnt drunk when i saw it.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: NFCU Very Impressive


sybo40 wrote:

My score is nowhere NEAR yours and I cannot TELL YOU how much NFCU has helped me!  Everything I have asked them for (and trust me, even I know it's been a lot to ask for), they have given to me...with no hesitation.  As soon as a finish paying off the sub-prime cards (that also helped me during my times of financial/credit distress), I'm closing them (have had them all for 2 years now) and just going with NFCU.  I've managed to get a huge line of credit and two credit cards from them (totalling $8K in CL) and whenever I have asked for an increase, they haven't blinked...not once.  They asked for proof of income twice (when I initially applied for both the LOC and the first card), but after that, nothing.  Just approved, approved, approved!!  The service has been nothing short of incredible!  No need to hesitiate...just GO FOR IT!  :-)


Wow! What a reassuring posting. Hearing your experience with NFCU does make me believe that I have a real shot of maybe getting some type of approved credit limit with them. A family member was approved for a secured card with NFCU and I couldn't believe all the various rewards which that card comes with.I have never heard of a secured card that offers rental car collision protection and has three different types of that protection. NFCU secured card allows the card holder to rent a car and do so without having to purchase the rental agency's insurance.Amazing! NFCU really is a step up compared to all the other CCC. I want to get a home mortgage with them a few years from now. Will start with apping for a CC in a few weeks once my trade lines sync to my new address. Tnanks for your post.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: NFCU Very Impressive

My scores were lower than they are now but NFCU gave me a limit of 1k, far below what they give others (don't know why, frankly don't care), called and got 1.5k before I even had the card. 2 months later CLI to 6k. What are you waiting for?

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: NFCU Very Impressive


dodgeball wrote:

Let us put it this way, you are your own worse enemy right now! Plus your missing out on there balance transfer offer right now zero percent for 12 months and no balance transfer fee !


I admit to being overly cautious. Comes from being turn down a lot. I think I have a chance of being considered for approval.Maybe! Just want to eliminate potential barriers to that goal. Besides, that NFCU pre-selection for CC appeared on my profile the first night I accessed the website but I haven't seen that particular offer since then. So I might as well wait till it is re-offered. Maybe a pre-selection offer might help my chances for potenial approval.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: NFCU Very Impressive


NewbieReed wrote:

Welcome to the NFCU family! :smileyhappy:


Thank you for the welcome.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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