sybo40 wrote:As soon as a finish paying off the sub-prime cards (that also helped me during my times of financial/credit distress), I'm closing them (have had them all for 2 years now) and just going with NFCU.
They are offering a BT with 0% for 12 months right now through some time in February I believe. I just did the BT and it was quick and painless. If you did that you could get rid of the sub-prime and pay 0% interest while building up a better payment history with NFCU.
I'll just add another +1 for NFCU. I switched to NFCU for banking back in May 2012, and then applied for their cashRewards card with about a mid-600's FAKO score back in September 2012, hoping to double my existing CL from $1500 to $3000 or something similar. I got an instant approval with a credit limit of $25,000.
Starting Scores: myFICO Ex; Unknown, myFICO EQ: 678, myFICO TU: 676 (01/2013)
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