So last week I was happy that I got an invitation from BOFA and got approved for 1500 with a score of 625EQ(myfico) at the time but yesterday I was able to get in the NFCU so today I thought I would give it a shot and apply for a CC and sure enough approved for a 7k (615 score) limit my highest of all my cards. I was able to give creditone and orchard bank the boot and hapily go back into the garden. Only 2 days in and this credit union has made a difference in my life.
Cards as of now:
Bofa 1.5k
BBMC 600
Capital One 750
Capital one 750
NFCU 7k
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Very very nice starting CL ! Welcome to the NFCU Family
I should warn you however, they may spoil you for other lenders......... not guaranteed, just a possible.
@heatblaze2010 wrote:So last week I was happy that I got an invitation from BOFA and got approved for 1500 with a score of 625EQ(myfico) at the time but yesterday I was able to get in the NFCU so today I thought I would give it a shot and apply for a CC and sure enough approved for a 7k (615 score) limit my highest of all my cards. I was able to give creditone and orchard bank the boot and hapily go back into the garden. Only 2 days in and this credit union has made a difference in my life.
Cards as of now:
Bofa 1.5k
BBMC 600
Capital One 750
Capital one 750
NFCU 7k
Thats awesome! My fiance is going to apply to NFCU after Amex and Chase that he's an AU on update to reflect 0 balances.
Do you mind sharing your income and baddies? If not its ok! I would love it if he were approved for a similar amount...
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Contracts some of us are so lucky to be NFCU members
NFCU FAN CLUB FAN#1
@heatblaze2010 wrote:My income is 50k/year and all my badddies(collections) were from 2005 but since 2008 I have never been late on the low limit cc I have received as well as my car loan I had from 05-11 and my new one 2010-current. I was shocked to get the bofa card as well as this nfcu card
OK Thanks for sharing!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
I just got my card with the same CL and I'm using it as my main card while rebuilding! Love it. And now I'm glad I didn't know NFCU were this nice when I was 19. 
The NFCU posts always make me jealous. I should stop clicking on them! No, but congratulations. What a wonderful feeling!
