I said I was going to wait till next month, but I got nervous & decided to go ahead & call them. It was an awesome experience just like everyone says. It took about 10 minutes. I was a little unsure which card I should apply for, so I went for the cash rewards. I have several baddies (paid charge offs) & a paid judgment showing. I have only been rebuilding for about 6 months now. My current FICO here is 647.
They approved me for $8,500. It was hard to stay calm when she told me. I have heard that they are generous, so I was expecting maybe 1K or 3K. I have two GEMB store cards & one secured BofA @ $500. It is a great feeling to have a little security blanket in your pocket. Thank you to everyone for sharing your stories here.
I saw approved $17,000 when my highest limit was $1,000 secured, then I got this and I was on edge for a few days lol, then next time I got $15,000 navchek and I'm like meh lmao enjoy the high =)
Thats awesome!! Congratulations!!
CONGRATS! I am excited to apply for one hopefully on Monday that will be my last credit card app then I am headed to the garden!
Thanks everyone! I never even knew about NFCU until I joined myfico. I am so motivated to continue this journey. We hope to be in a great position next year to purchase a home. Hopefully later this summer maybe we can get an auto loan with NFCU also. I can't wait until they start reporting. I hope this will help me get a larger limit when my BOA card unsecures in a few months.
Congrats! Very sweet limit.
Cheers. I can honestly say that joining NFCU was the best thing to ever happen to me financially.
Congrats. Enjoy that new card.