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Well, you guys know by now that I love a SP increase, given all of the ones I have gotten from Walmart! After reading this thread I went to NFCU's website and did an online request also. I asked for an increase of $5,000, they countered with $2,000, so I took it. My limit is now $22,000 with Navy. Thanks OP for starting this thread!
You're welcome Les!
So, did they do a HP or SP?
I'm scared to request it. I still can't believe they gave me an unsecured card and even though my score is up 100-ish points since then (in only 2-ish months), I worry they will turn me down AND HP. Working SO hard to try to get score up...don't want a ding for nothing.
@electra wrote:You're welcome Les!
So, did they do a HP or SP?
I'm scared to request it. I still can't believe they gave me an unsecured card and even though my score is up 100-ish points since then (in only 2-ish months), I worry they will turn me down AND HP. Working SO hard to try to get score up...don't want a ding for nothing.
I think the only way to ensure that it's only a SP is to have your CRs frozen. When you app for a CLI online, the line above the submit button authorizes them to check your credit and doesn't distinguish between hard or soft. IMO, if it's only been 2 months, the likelihood is they're going to do a HP.
What a great option to apply for a cli online with nfcu.Are they the only cu you can apply online for increase in limit?
jsickz32, did you request it or was it auto CLI?