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NFCU and Disputes

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MamboItaliano
Frequent Contributor

NFCU and Disputes

As I'm sure most of you have read, about to pull the trigger on the NFCU card.

 

I realized, however, that I have a medical collection dispute on my EQ (SOL is past). 

 

Is that going to disrupt the NFCU CC process? Anyone ever tried this before? 

Re-entered the garden on 9/16/2013.


Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)


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4 REPLIES 4
K_J
Regular Contributor

Re: NFCU and Disputes

Not sure what your situation with the CA is, but I just applied and got a 10K limit with NFCU. I too have a collection in dispute and your scores are better. so I guess you should be good.

Starting Score: EQ: 532, EX: 569, TU: 621 (All lender pull 10/15/11)
Score: EQ: 660,lender pull 4/13, EX: 671 lender pull 4/13, TU: 691 lender pull (4/13)
, current Score (3/16/17) EQ: 724. Goal Score: 700


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Message 2 of 5
Datx
Valued Contributor

Re: NFCU and Disputes

I think NFCU really only cares if the collection account is recent or not. If its old and even past SOL, then you should be fine.

Message 3 of 5
Adalen
Frequent Contributor

Re: NFCU and Disputes

I had a paid collection that was reporting as unpaid on my EQ report when I app'ed for my cashRewards.  It was an instant approval.  Sooo, you'll probably be fine.


Message 4 of 5
MamboItaliano
Frequent Contributor

Re: NFCU and Disputes

Paid a while ago (before I attained MyFico.com wisdom Smiley Wink ) and didn't PFD or anything. CRTP (I said SOL before ... ) is past on it. So I am in the middle of the dispute (EQ is giving me the runaround, but I do have them in a corner now). 

 

Thanks for the info. Eases my worries. 

Re-entered the garden on 9/16/2013.


Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)


Take the FICO Fitness Challenge
Message 5 of 5
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