I just recently joind NFCU and when joining, they SP'd my EQ twice for membership. When membership was approved, I was pre-approved for Auto Loan/Refinance & 2 Credit Cards. I'm just curious now that I'm in and currently have one VISA product with them... if I have an "opt-out" on my credit reports for solicitation of credit products, does that mean that I also won't recieve future offers from NFCU or because of my membership with them, they can and will still make me offers. Anyone out there with and "opt-out" and an NFCU membership still get offers? Thanks for your feedback. Inquiring minds want to know. 
Starting Score: 642
I am opted out on all three credit bureaus and I still get offers with NFCU under their 'my offers' tab
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
I notice people usually get offers after they apply for something and have a credit pull from NFCU. I'm opted out too and got an offer that way.
I'm opted out; however after I sent in my paperwork for my truck refi I got the pre approved offer banner for cash rewards card. I decided to app for it on a whim and was approved with a 22k limit.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Good stuff! Thanks! I appreciate your help.