08-20-2012 03:00 PM
I just recently joind NFCU and when joining, they SP'd my EQ twice for membership. When membership was approved, I was pre-approved for Auto Loan/Refinance & 2 Credit Cards. I'm just curious now that I'm in and currently have one VISA product with them... if I have an "opt-out" on my credit reports for solicitation of credit products, does that mean that I also won't recieve future offers from NFCU or because of my membership with them, they can and will still make me offers. Anyone out there with and "opt-out" and an NFCU membership still get offers? Thanks for your feedback. Inquiring minds want to know.
08-20-2012 03:50 PM
I am opted out on all three credit bureaus and I still get offers with NFCU under their 'my offers' tab
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
08-20-2012 05:08 PM
I notice people usually get offers after they apply for something and have a credit pull from NFCU. I'm opted out too and got an offer that way.
08-20-2012 05:13 PM
08-20-2012 06:12 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO