Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,349
Registered: ‎07-07-2013
0

NFCU auto luv button!

I had my NFCU cashRewards 3rd statement cut 2 days ago. Today, I just tried the online CLI request and was instantly approved to my original CL 14K with a soft pull!! Yeah!

 

For the backdrops about my cashRewards' credit limit, please refer to: http://ficoforums.myfico.com/t5/Credit-Cards/Well-I-couldn-t-help/td-p/2418563

Senior Contributor
Posts: 6,028
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!


DigitalArk wrote:

I had my NFCU cashRewards 3rd statement cut 2 days ago. Today, I just tried the online CLI request and was instantly approved to my original CL 14K with a soft pull!! Yeah!

 

For the backdrops about my cashRewards' credit limit, please refer to: http://ficoforums.myfico.com/t5/Credit-Cards/Well-I-couldn-t-help/td-p/2418563


Did you receive a CLD at some point? I don't understand the part about getting approved to your original amount. 

NFCU nRewards $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I J.P. Morgan Ritz-Carlton $11,000
Valued Contributor
Posts: 1,349
Registered: ‎07-07-2013
0

Re: NFCU auto luv button!

No, I did not. I moved partial of my credit limit to another card. Smiley Tongue

Senior Contributor
Posts: 6,028
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!


DigitalArk wrote:

No, I did not. I moved partial of my credit limit to another card. Smiley Tongue


I should have thought about that Smiley Very Happy

 

Did you just post something about the CL transfer a few days ago? I am pretty sure I just read about someone who did that 

NFCU nRewards $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I J.P. Morgan Ritz-Carlton $11,000
Valued Contributor
Posts: 1,587
Registered: ‎08-30-2012
0

Re: NFCU auto luv button!

Unless it was countered, there is more. Smiley Very Happy 

 

Go back and ask for 25k and see what you get countered with.

Scores: about 700 across the board
Total CL: $275k
Senior Contributor
Posts: 6,028
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!

I am tempted to ask for a CLI but I really do not need the credit and I do not want a HP. I think it is more jsut seeing what I can get Smiley Very Happy

 

That is a bad mentality though so I will stay away from that Smiley Very Happy

NFCU nRewards $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I J.P. Morgan Ritz-Carlton $11,000
Valued Contributor
Posts: 1,349
Registered: ‎07-07-2013
0

Re: NFCU auto luv button!

I want to get the NavCheck next year. But I don't really need the credit though...hum...
Epic Contributor
Posts: 28,023
Registered: ‎10-23-2007
0

Re: NFCU auto luv button!

As other said if you asked for $14k and it was instant, you need to go back and request $25k and get the counter!!!

As for the other poster at $25k and not wanting a hp, don't do cli! $25k is the ceiling before any and all requests will be hp on that account!

My Gardening 04/29/2016 All 3 Reports on Lockdown
Partner Joined Garden 04/11/2016
Community Leader
Senior Contributor
Posts: 3,747
Registered: ‎07-12-2012
0

Re: NFCU auto luv button!

Trust the others.. Dont need the credit? It will always help your util!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 04/2016
732 TU FICO 04/2016
738 EX FICO 04/2016
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.8k Cap1 Quicksilver | $10k Amazon Store | $11k Cap1 VentureOne | $7k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred
Valued Contributor
Posts: 1,349
Registered: ‎07-07-2013
0

Re: NFCU auto luv button!

I might try it next year. As for now, gardening comes first, before NFCU give me a HP. :smilesurprise:

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.