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Valued Contributor
DigitalArk
Posts: 1,062
Registered: ‎07-07-2013
0

NFCU auto luv button!

I had my NFCU cashRewards 3rd statement cut 2 days ago. Today, I just tried the online CLI request and was instantly approved to my original CL 14K with a soft pull!! Yeah!

 

For the backdrops about my cashRewards' credit limit, please refer to: http://ficoforums.myfico.com/t5/Credit-Cards/Well-I-couldn-t-help/td-p/2418563


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Valued Contributor
azguy13
Posts: 5,375
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!


DigitalArk wrote:

I had my NFCU cashRewards 3rd statement cut 2 days ago. Today, I just tried the online CLI request and was instantly approved to my original CL 14K with a soft pull!! Yeah!

 

For the backdrops about my cashRewards' credit limit, please refer to: http://ficoforums.myfico.com/t5/Credit-Cards/Well-I-couldn-t-help/td-p/2418563


Did you receive a CLD at some point? I don't understand the part about getting approved to your original amount. 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
DigitalArk
Posts: 1,062
Registered: ‎07-07-2013
0

Re: NFCU auto luv button!

No, I did not. I moved partial of my credit limit to another card. :smileytongue:


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Valued Contributor
azguy13
Posts: 5,375
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!


DigitalArk wrote:

No, I did not. I moved partial of my credit limit to another card. :smileytongue:


I should have thought about that :smileyvery-happy:

 

Did you just post something about the CL transfer a few days ago? I am pretty sure I just read about someone who did that 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
madmann26
Posts: 1,423
Registered: ‎08-30-2012
0

Re: NFCU auto luv button!

Unless it was countered, there is more. :smileyvery-happy: 

 

Go back and ask for 25k and see what you get countered with.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Community Leader
Valued Contributor
azguy13
Posts: 5,375
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!

I am tempted to ask for a CLI but I really do not need the credit and I do not want a HP. I think it is more jsut seeing what I can get :smileyvery-happy:

 

That is a bad mentality though so I will stay away from that :smileyvery-happy:




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
DigitalArk
Posts: 1,062
Registered: ‎07-07-2013
0

Re: NFCU auto luv button!

I want to get the NavCheck next year. But I don't really need the credit though...hum...

Mega Contributor
Creditaddict
Posts: 19,433
Registered: ‎10-23-2007
0

Re: NFCU auto luv button!

As other said if you asked for $14k and it was instant, you need to go back and request $25k and get the counter!!!

As for the other poster at $25k and not wanting a hp, don't do cli! $25k is the ceiling before any and all requests will be hp on that account!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Valued Contributor
Scupra
Posts: 1,224
Registered: ‎07-12-2012
0

Re: NFCU auto luv button!

Trust the others.. Dont need the credit? It will always help your util!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
688 EQ FICO 08/2014
678 TU FICO 08/2014
682 EX FICO 04/2014
$7k NFCU Flagship Sig - $8.5k NFCU cashRewards Sig - $15k NavChek - $2k Cap1 Quicksilver - $6k Barclays Arrival +
Valued Contributor
DigitalArk
Posts: 1,062
Registered: ‎07-07-2013
0

Re: NFCU auto luv button!

I might try it next year. As for now, gardening comes first, before NFCU give me a HP. :smilesurprise:


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