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Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
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Re: NFCU auto luv button!


Creditaddict wrote:

As other said if you asked for $14k and it was instant, you need to go back and request $25k and get the counter!!!

As for the other poster at $25k and not wanting a hp, don't do cli! $25k is the ceiling before any and all requests will be hp on that account!


I have heard that quite a few times now. I jsut really don't need the credit so I am not worried about it. 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
0

Re: NFCU auto luv button!


DigitalArk wrote:
I might try it next year. As for now, gardening comes first, before NFCU give me a HP. :smilesurprise:

Great answer! No ERT alert for you




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Member
Posts: 48
Registered: ‎12-31-2012
0

Re: NFCU auto luv button!

100%-madmann26

"Go back and ask for 25k and see what you get countered with"

 

Just did it.. I requested a bump from $5 to 10k on both PLat Visa and Plat MC instant.  Went back just now and did $20k request each the counter was $14k on each. Should have asked back couple weeks when they instant me to $5k on each from $1.5. NFCU is very good with high linits..


Starting Score:EQ-642 --TU-632-- EX-?
Current Score:EQ-660 MyFico-- TU- 647 MyFico-- EX- 674 Quizzle
Goal Score:700

Take the myFICO Fitness Challenge NFCU vsig $14k -- NFCU PLat MC $14k - NAVChek $7.5K -- NFCU PLAT Visa $14k -Cap1 $1.5k--AMZ $700- Lowes $500- WALMART-$400
Member
Posts: 26
Registered: ‎07-27-2012
0

Re: NFCU auto luv button!


Creditaddict wrote:

As other said if you asked for $14k and it was instant, you need to go back and request $25k and get the counter!!!

As for the other poster at $25k and not wanting a hp, don't do cli! $25k is the ceiling before any and all requests will be hp on that account!


Once you accept the counter, how long until you can request again without risk of a HP and hope for another counter?

 

Example: I started with $5k, asked for $25k, got countered to $12.5k and accepted it. This was months ago, and want to request $25k again to see counter but dont know how long I should wait.

Scores- 724 TU Fico (Walmart TU), 737 EX Fico (Amex Pull), ? EQ
Goal = 750's across the board

Cards- $12.5k cashRewards, $2000 IT, $6000 BCE, $2300 Walmart Discover, $1200 Freedom
Epic Contributor
Posts: 23,247
Registered: ‎10-23-2007
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Re: NFCU auto luv button!

I'd say 3 months since last cli
Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:

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