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Contributor
Gh0st
Posts: 79
Registered: ‎02-20-2010
0

NFCU gave me a pre-approval CC. Gave them a shot

I was a hessitant to even bother since I applied for few cards/credit increases a few months ago and barely got anything(just a small $500 increase). I thought  it was because my  two cards are maxed out( my other 4 cards are at 0 though). A few min monthly paymens later, I got mail for a pre-approval from NFCU. I typed the code and a few hours later I was approved for $13,000! They didin't even ask for my stubs which I was suprised about. My highest atm is my citi card atm at $6000 and I'm only 21. Give NFCU a try!

.Believe.
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: NFCU gave me a pre-approval CC. Gave them a shot


Gh0st wrote:

I was a hessitant to even bother since I applied for few cards/credit increases a few months ago and barely got anything(just a small $500 increase). I thought  it was because my  two cards are maxed out( my other 4 cards are at 0 though). A few min monthly paymens later, I got mail for a pre-approval from NFCU. I typed the code and a few hours later I was approved for $13,000! They didin't even ask for my stubs which I was suprised about. My highest atm is my citi card atm at $6000 and I'm only 21. Give NFCU a try!


Very very nice!!!!! Congrats!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012
0

Re: NFCU gave me a pre-approval CC. Gave them a shot

Wow, congrats. What are the requirements for joining NFCU ?

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: NFCU gave me a pre-approval CC. Gave them a shot


AF_23 wrote:

Wow, congrats. What are the requirements for joining NFCU ?


Have to be related to someone in the military or in the military yourself.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: NFCU gave me a pre-approval CC. Gave them a shot

You need to have some connection wtih the military. Here's their eligibility checlist: https://www.navyfederal.org/about/eligibility-checklist.php

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: NFCU gave me a pre-approval CC. Gave them a shot

 

Congrats !!  NFCU is awesome, they are really the best lender that I know of when it comes to approving w/ generous CLs to rebuilders.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Contributor
Gh0st
Posts: 79
Registered: ‎02-20-2010
0

Re: NFCU gave me a pre-approval CC. Gave them a shot

That certainty is true. My mother got approved for 19K when all she had was an orchard card. You could only imagine the look on her face.

.Believe.
Moderator
pizzadude
Posts: 9,674
Registered: ‎01-28-2010
0

Re: NFCU gave me a pre-approval CC. Gave them a shot


Gh0st wrote:

That certainty is true. My mother got approved for 19K when all she had was an orchard card. You could only imagine the look on her face.



Wow, very nice !!!   Another +1 for Navy !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Member
dodge30
Posts: 13
Registered: ‎06-02-2011
0

Re: NFCU gave me a pre-approval CC. Gave them a shot

 I have to say NFCU is the best I just received an 8000 dollar  CL . That blew my mind I mean considering the fact I have an USAA CC  limit 1000. Fico aren't the best but time to do some real gardening or Farming is what I call it. And get rid of them sub-prime cards. NFCU MAN THAT'S CRAZY.

Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: NFCU gave me a pre-approval CC. Gave them a shot


Gh0st wrote:

I was a hessitant to even bother since I applied for few cards/credit increases a few months ago and barely got anything(just a small $500 increase). I thought  it was because my  two cards are maxed out( my other 4 cards are at 0 though). A few min monthly paymens later, I got mail for a pre-approval from NFCU. I typed the code and a few hours later I was approved for $13,000! They didin't even ask for my stubs which I was suprised about. My highest atm is my citi card atm at $6000 and I'm only 21. Give NFCU a try!


Great limit! Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
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