Credit Cards Center Credit cards from our partners
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008

Re: NFCU has a local branch for me in Texas

smallfry wrote:

txjohn wrote:

moondog7324 wrote:
TXJOHN, another benefit- have you got a qoute from GEICO using NFCU for an affilation discount? Go to member services- there is a GEICO link there. I recently added my teenage son , and after being an Allstate policy holder for over 20 years I decide to shop around........ I was pleasantly surprised at the GEICO qoute.


No I haven't looked for a Geico quote.  I have USAA and have been pretty happy.  I had Geico years ago and USAA has been a better experience for me.

My son had Geico and has been using USAA for a few years now. Geico was a little higher he tells me.

I also had some issues with Customer Service and Claims with Geico.  USAA has been smooth as cream, the rates are lower and I get a dividend check back every year that is equal to around 8-10% of my annual premium.

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator

09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Valued Contributor
Posts: 1,668
Registered: ‎02-18-2009

Re: NFCU has a local branch for me in Texas

Apples to Apples Geico with the NFCU discount tends to be pocket change cheaper for me each month. Not enough worth switching for, esp when you take the USAA SSA disbursement into account.


In General I have found:


NFCU is more geared toward the working man and their income, trials tribulations and needs. USAA started out for Officers (college educated income) and only recently allowed lowly enlisted to join. I think USAA still trends to that philosophy in their lending standards.


NFCU has s surprising number of locations in military and non military government facilities. My Federal Building has a Branch.

Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.