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NFCU interest rate decrease

Frequent Contributor

NFCU interest rate decrease

My nRewards visa (three months old) currently sits at 13.99%. Navy advised me I can ask for a lower interest rate after one year. Does anyone know if that's a hard or soft pull request? I don't carry a balance so it isn't a huge deal, but unexpected things do come up in life from time to time. I know Navy is HP crazy these days.
Message 1 of 5
4 REPLIES
Frequent Contributor

Re: NFCU interest rate decrease

My nRewards visa (three months old) currently sits at 13.99%. Navy advised me I can ask for a lower interest rate after one year. Does anyone know if that's a hard or soft pull request? I don't carry a balance so it isn't a huge deal, but unexpected things do come up in life from time to time. I know Navy is HP crazy these days.

 

It's going to be a HP, I asked that last week to a rep.

Message 2 of 5
Frequent Contributor

Re: NFCU interest rate decrease


USF813 wrote:
My nRewards visa (three months old) currently sits at 13.99%. Navy advised me I can ask for a lower interest rate after one year. Does anyone know if that's a hard or soft pull request? I don't carry a balance so it isn't a huge deal, but unexpected things do come up in life from time to time. I know Navy is HP crazy these days.It
It's going to be a HP, I asked that question last week to a Navy rep

 

Message 3 of 5
Frequent Contributor

Re: NFCU interest rate decrease

Ok thanks. I'll leave it as is then.
Message 4 of 5
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Established Member

Re: NFCU interest rate decrease

YMMV but i asked for a rate decrease on all three of my cards through a message online about two months ago and they all were decreased without any hp's.

Message 5 of 5