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NFCU is off the hook!!

New Contributor

NFCU is off the hook!!

I'm one year post BK7 and became a member of NFCU last month. I was originally declined for 2 of their credit cards. The nRewards Mastercard and Cash Rewards Visa. I was able to recon them both for 5,000 each. Today is my one month anniversary. I logged in to my account and noticed I had paid both cards down to zero balance after running approximately 1500 through both cards in the one month that I've had them. So, I figured lets try to see if i can get a credit limit increase online. I tried the Cash Rewards  Visa first and input 15,000 to see what would happen. Mind you, like I said, I've only been a member for a month and don't have direct deposit yet. I was expecting the 3-5 day processing message and a decline in a few days which I would try to recon but guess what.....after hitting submit....I get: Your request has been approved. Your new credit limit should should appear immediately on your account. I love NFCU!!!!

2 REPLIES
Valued Contributor

cRe: NFCU is off the hook!!

congrats! mind telling me what was your stated income?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
New Contributor

Re: cRe: NFCU is off the hook!!

I put down 80,000 as my stated yearly income. This is accurate and not an exageration. I've noticed people tend to add 5 or 6 thousand hoping the few extra thousand might make a difference. LOL.