@fedxboy wrote:Oh this post got me all excited, but I am unforunately too new. I enabled it and got this:
FICO® Score
We are unable to display your FICO® credit score right now. For new credit card accounts, it can take up to two billing cycles for credit scores to appear.
You'll have your score in no time! Was excited when I saw it this morning, too! 
@Gmood1 wrote:Thanks OP! I like these Fico 9 scores! lol
Sure thing, Gmood! Fico 9 scores, for me, are 25 pts higher as an average! I like em, too!
@SouthJamaica wrote:
@CreditCuriousity wrote:
@SouthJamaica wrote:
@Anonymous wrote:Don't know if anyone else has seen or posted this, but you can view your Fico 9 credit score (Equifax) online, bi-monthly!
Wow, thanks for that information.... I hadn't seen that. Just enabled it now.
Wonder if they're actually using that score for their account review process.
If so, it's good for me; the FICO "9" models are my best.
They use to be my worse when they first started providing them on this site, now they are usually my best... weird. In my case I suspect time heals more with Fico 9 then 8 or mortgage scores
My gut feeling is that 9 doesn't punish you as much for the 'newness' factors, i.e. inquiries, new accounts, age of oldest account, average age of accounts, most recent account.
The reason I feel that way is that my profile is entirely free of 'baddies', and the one negative in it is the 'newness' of everything. As you go back in time, among the FICO models, my scores generally get worse and worse, going as far down as 696 on EX FICO Bankcard 2. Meanwhile my 8's are 783 to 838 and my 9's are 813 to 838.
Exceptions to the rule that my 9's are better than my 8's are the TU Auto scores and Bankcard scores, where my 8's are a bit higher than my 9's.
I think you're right, SJ! This seems to be the case for my hubby and I!
Thank you, frogman! I've seen others who's Fico 9 scores are a bit higher, me included!
@jdxprs1 wrote:
But wouldn't the fico 9 be the score the are using as part of the equation to calculate their internal score?
jdx, I don't have the answer to your question, but I'm hoping that Fico 9 scores are good to you, and that your scores continue on an upward path!
@prettylady wrote:My Fico9 scores are terrible!
Prettylady, that's tough. I thought it would take at least a couple of years before Fico 9 scores would be used, and maybe, that will still be the case. If so, you'll have additional time to see your scores across the board rise.
@kugel wrote:
Anyone know if this will be used now for new applications or it's just for the AR ?
I don't have an answer for you. We'll just have to wait and see if they go with this new scoring system.
@Anonymous wrote:I would have never noticed that. Thank you!
You are most welcome, ML!
This is great....but is anybody else getting wonky "Key Factors Impacting your xx/xx/xx Fico Score" ??
My score is 838/850 yet it states "Time since delinquency is too recent or unknown."
I do not have any lates. I even purchased a fresh Equifax report because of this. No lates. Ever.
