02-24-2009 07:27 PM
HI All. I've been reading about how great NFCU is and how they are BK friendly. Well I was just declined for a nRewards card. I've been a member since 1977 (folks opend the account for me) anyway I am trying to rebuild credit and at the time that I applied by EQ was 604. Granted I still have baddies I need to clean up but I was reading how great they were and understanding I figured I'd pull the trigger. In retrospect I wish I had just waited until April when by BK drops off. Just a little word of caution for those who are feeling hopeful and want to tempt fate...
Anyway it was a blow for me. I am so sad I try and try but still have so much to do.
2/17 TU 616 EQ 570 EZ 648
2/19 TU 616 EQ 605
02-25-2009 01:55 AM
I'm sorry to hear about your denial.
But, it sounds like you're due for a big boost when your BK falls off in April. And, if you can make some headway with your other baddies in that time, you'll probably be in prime position for a good credit line with NFCU.
Friendly, Supportive & Respectful
"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli
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