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Valued Contributor
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Registered: ‎08-30-2012
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NFCU luv button......?

So I long this morning to see something new under "My Offers" for a personal loan.

 

Anyone have any experience with this?

 

Thanks in advance.

 

 


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Valued Contributor
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Registered: ‎04-14-2012
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Re: NFCU luv button......?

I have not had that offer before.....and just checked the site to make sure....sounds good though. 

*8/10/13
Valued Contributor
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Registered: ‎08-30-2012
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Re: NFCU luv button......?

Thanks dod,

Is this what people are referring to as the luv button? I'm skeptical to even attempt to app for it.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
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Valued Contributor
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Registered: ‎04-14-2012
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Re: NFCU luv button......?

Luv button is most commonly the Increase Credit Limit button.

*8/10/13
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: NFCU luv button......?


madmann26 wrote:

So I long this morning to see something new under "My Offers" for a personal loan.

 

Anyone have any experience with this?

 

Thanks in advance.

 

 


I have that banner as well...  I am not in need of a personal loan, but my experience has been that the offers they advertize to you are based on your criteria.  I haven't been denied for anything that I've applied for after receiving one of these "Offers"

 

Things I have applied for after receiving an offer are:  cashRewards Credit Card,  New Car Loan


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: NFCU luv button......?

NFCU has an offer for me for the Flagship which i already have...
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: NFCU luv button......?

The personal loan banner is not the same as the luv button. 

 

NFCU Luv button.JPGPre-Selected offer.JPG


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: NFCU luv button......?

For me they have a personal loan, and a mortgage using Realty Plus Rebate.

 

Also, Tax Return Direct Deposit, Free Financial Advice, as well as the option to "Like" NFCU on Facebook.

 

I already Liked them on Facebook


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
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Registered: ‎08-30-2012
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Re: NFCU luv button......?

[ Edited ]

thanks webhopper,

 

I'm on the fence as to whether or not to apply for it.

 

Edit:

 

webhopper,

 

Since I have a car loan, which is considered an installment loan, would another installment loan (such as the case of a persoanl loan) further help my credit mix?


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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