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I have done similar as you did over the last couple statements and got the same result of no minimum payment. So I would assume they count your payments as your making your minimum already.
@Duncanrr wrote:
I ran 4.5k on card and paid 2.3k off before statement cut leaving 2.1k reported. My statement says I don't have a min payment. Is thus because of the large payment I made 3 days before statement cut?
That happened to me and I asked about it and was told since I paid so much more than the minimum payment due, no payment was due the following month. Gotta love NFCU!!
My credit union handles it the same way, got to love CU
NICE this should factor nicely into credit / debt / income ratio on your reports =)
@EandK23 wrote:
You guys are making it very tempting to become a member of NFCU.
If you are eligible, there is Absolutely no reason NOT to become a member. Your wallet and financial life will thank you for the rest of your life (unless you screw them over)!!!
I will never screw over USAA, Navy Federal, Amex, Chase anyone else I could careless =x