12-07-2012 10:59 AM
12-07-2012 11:06 AM - edited 12-07-2012 11:07 AM
I have done similar as you did over the last couple statements and got the same result of no minimum payment. So I would assume they count your payments as your making your minimum already.
12-07-2012 11:09 AM
12-07-2012 11:11 AM
12-07-2012 11:25 AM
I ran 4.5k on card and paid 2.3k off before statement cut leaving 2.1k reported. My statement says I don't have a min payment. Is thus because of the large payment I made 3 days before statement cut?
That happened to me and I asked about it and was told since I paid so much more than the minimum payment due, no payment was due the following month. Gotta love NFCU!!
12-07-2012 01:37 PM
You guys are making it very tempting to become a member of NFCU.
If you are eligible, there is Absolutely no reason NOT to become a member. Your wallet and financial life will thank you for the rest of your life (unless you screw them over)!!!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.