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NFCU opinions

Moderator Emeritus

NFCU opinions

My father worked for the DOD for 44 years.  He work at an Ammunition manufacturing plant.   He has since passed.  My mother collects his pension.  Since he has passed what do you think my chances are for getting into NFCU?   Just curious.   Thanks!

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Message 1 of 33
32 REPLIES
Valued Contributor

Re: NFCU opinions


Shogun wrote:

My father worked for the DOD for 44 years.  He work at an Ammunition manufacturing plant.   He has since passed.  My mother collects his pension.  Since he has passed what do you think my chances are for getting into NFCU?   Just curious.   Thanks!


 

You might want to find out where her check comes from for that pension payment.  I know if it comes from DFAS you could qualify under her (actually him through her).  It would be easiest if she already had a membership (no products other than the minimal savings account, though she might benefit by having DD with them somehow). Then you could just give them her access number.

 

If your father got a pension (retirement) through the DOD, he'll be in NFCU's system, even if a payment is no longer being issued (which would be the case if both he and his spouse had passed away).   You would still be able to qualify under those circumstances as you are his child.

Message 2 of 33
Moderator Emeritus

Re: NFCU opinions


Shogun wrote:

My father worked for the DOD for 44 years.  He work at an Ammunition manufacturing plant.   He has since passed.  My mother collects his pension.  Since he has passed what do you think my chances are for getting into NFCU?   Just curious.   Thanks!


Have your mom call today and see if she is eligible as a pension recipient from a DOD pension fund.  If your mom is eligible... see if she would be willing to join, if she joins, then you could join.

 

Good Luck.


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Message 3 of 33
Moderator Emeritus

Re: NFCU opinions


RyVision wrote:

Shogun wrote:

My father worked for the DOD for 44 years.  He work at an Ammunition manufacturing plant.   He has since passed.  My mother collects his pension.  Since he has passed what do you think my chances are for getting into NFCU?   Just curious.   Thanks!


 

You might want to find out where her check comes from for that pension payment.  I know if it comes from DFAS you could qualify under her (actually him through her).  It would be easiest if she already had a membership (no products other than the minimal savings account, though she might benefit by having DD with them somehow). Then you could just give them her access number.

 

If your father got a pension (retirement) through the DOD, he'll be in NFCU's system, even if a payment is no longer being issued (which would be the case if both he and his spouse had passed away).   You would still be able to qualify under those circumstances as you are his child.


Try this option as well...  Do you know his SS#   ?

 

I would call them!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Message 4 of 33
Moderator Emeritus

Re: NFCU opinions


Shogun wrote:

My father worked for the DOD for 44 years.  He work at an Ammunition manufacturing plant.   He has since passed.  My mother collects his pension.  Since he has passed what do you think my chances are for getting into NFCU?   Just curious.   Thanks!


If i were in your shoes I'd be all over it Smiley Happy  NFCU is just awesome, so good luck!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 5 of 33
Moderator Emeritus

Re: NFCU opinions

I tried calling once a couple weeks ago, the girl on the phone really didn't know.  Maybe I should have asked to talk to someone else.   

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 33
Valued Contributor

Re: NFCU opinions

My understanding is that your father must joined NFCU prior to his death.

Message 7 of 33
Regular Contributor

Re: NFCU opinions


 If your immediate family member was/is eligible to join NFCU, whether they are a member or not, whether they are alive or deceased, you are eligible to join.

This is a quote from a Navy employee who posts in another forum 

 

 

Message 8 of 33
Established Contributor

Re: NFCU opinions

I got into NFCU cause my biological father was in the Army. Not sure if he was ever a member, funny cause I don't even know what he looks like, parents Divorced when I was 2. They asked for his birthsday and I couldn't even give them that LOL, but I was a born citizen of the United States in Korea at a military hospital, and I told the lady I could bring my Birth Certificate to prove it if she needed, she said it wasn't required and enrolled me =)


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Message 9 of 33
Valued Contributor

Re: NFCU opinions

Be careful its the security dept who has the final word and is the ones that will shut you down. They are worse than an amex FR
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Message 10 of 33