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NFCU opinions

Valued Contributor

Re: NFCU opinions

In the op's case I'd get mom to call and see if shes eligible. If so have her join then you can join through her. If you try and do get accepted on your own there's a high chance the security dept will catch it and won't approve it and shut you down.

Shogun you hang out a lot in the rebuilding section. You've seen this happen several times
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 11 of 33
Established Contributor

Re: NFCU opinions


rootpooty wrote:
Be careful its the security dept who has the final word and is the ones that will shut you down. They are worse than an amex FR

that's true but I have nothing to hide, worst comes to shove if your talking about me is I can provide documentation,

 

also if you have a roommate who has a Navy account you can qualify.  

 

https://www.navyfederal.org/about/eligibility-checklist.php

 

"Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members"

 

I called to inquire about what was "household members" and they stated anyone living with you that contributes to the household.  PSECU does the samething I been looking for a PSECU roommate forever LOL


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 12 of 33
Valued Contributor

Re: NFCU opinions

No I'm sorry I wasn't talking about anyone in particular
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 13 of 33
Moderator Emeritus

Re: NFCU opinions

I think I found a way in!!!!!!   My brother in laws sister is a member.  So he and my sister are going to join on them, then she's going to extend to me.  That'll work won't it?

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 33
Valued Contributor

Re: NFCU opinions

Shogun,

I just pm'd you some details. Hope it helps.
Scores: about 700 across the board
Total CL: $275k
Message 15 of 33
Moderator Emeritus

Re: NFCU opinions


Shogun wrote:

I think I found a way in!!!!!!   My brother in laws sister is a member.  So he and my sister are going to join on them, then she's going to extend to me.  That'll work won't it?


That's so freaking awesome, that will definately work!  Congrats!!

 

I've tried to encourage my family members to join, but no one wants to yet


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Message 16 of 33
Valued Member

Re: NFCU opinions

My ex is retired from the Army.  Do I qualify??

 

I will be glad to be a friend of someone to get in!!!!!!!!


Starting Score: 9/2012 - 609
Current Score: 11/9/2012 TU 620 11/9/2012 EQ 591
Goal Score: 700


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Message 17 of 33
Valued Contributor

Re: NFCU opinions

@asp123
Lol using people just to join NFCU awesome
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 18 of 33
New Contributor

Re: NFCU opinions

I love NFCU so far.  I wonder if it depends who you talk to for membership.  When I called in, I told the lady my Grandfather was retired from the Air Force and asked her if I was eligible.  She put me on hold for a second and then said yes.  She never asked me for any of his information - not even his name!  I wonder if when they ran my credit, they showed we shared an address at one point.  Or something.  I have no idea!!!  I thought that was odd. 

BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599

BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500

GOAL #1: 660
Message 19 of 33
Valued Member

Re: NFCU opinions

LOL...GUILTY!!

 

I think I will qualify and am going to give it a try.  I am in the garden for a while, but I can always get some savings going with them and hopefully try for the card some time next year!!!

 

 


Starting Score: 9/2012 - 609
Current Score: 11/9/2012 TU 620 11/9/2012 EQ 591
Goal Score: 700


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Message 20 of 33