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I plan on getting a Credit Card, Car loan, and other type things. Would you recommend??
My vote would be NFCU. Yes, you will get a HP.
Is your grandfather a member? If he is, you're a shoe in!!!!
Thanks Shogun! He is not a member, just a retired Air Force Veteran.....
I would get a HP just for a checking account!?
Yes. Obaining membership with NFCU will cost you a HP, but IMO it is well worth it!! If you have the opportunity to join, I would say to join.
My vote goes to NFCU as well!
Ok thats fine! IF they are going to do a hard pull then I will also apply for a CC or any loan I may need at the same time as the membership. Thank you for your responses. I also have to see if I can even become a member since my Grandfather isnt a one. He is a retired Air Force veteran so that should be good enough right?
Be forewarned, that they will HP for membership AND a separate HP for a CC - at least in my case. They pulled TU for membership and EQ for each loan/credit card action.
Haha im fine with them pulling TU. But EQuifax. NOOOOOOOO lol
NFCU pulls EQ for the majority of their credit products and CLI requests. I believe your grandfather will have to establish membership and then extend it to you through his account. I could be wrong. Check their website or call in and speak to a rep. They are available 24/7. If it does require his membership all he needs to do is drop $5.00 into a share account. NFCU is by far the best for credit products. They can be forgiving of past mistakes with other lenders. But be aware if you ever burn them, they will blacklist your children's children (or at least you for a very long time).