NFCU question after approval 2nd Card ?

[NY2014]

Hello after finally getting approved NFCU gorewards CL $1k hoping I can finalize a few more CL's by this week to build up a good TL again. My TU/EX no TL I have only FP charge Off .i think I'm just going to contact them this week,be nice she'd some tears and ask if they will Delete if I pay it off at least I will have $0 balance O TL 3yrs History only positive TL is EQ fico score 628 . cap one no late payments now! Only 2inquiries for EX/ 1TU O inquires. Anyone think I can apply for a Nrewards CC from NFCU I had the thought just send my W2' stubs /Bank Accts to verify my income if that would be a good or to soon if anyone have any feedback
Would be wonderful
Thanks in advance

[js0319]

Show that you are responsible with the 1st card from NFCU, work and getting your score up, and clean up the baddies. If, within 6 months or so, you are in a better spot - then try for nRewards. 

[NY2014]

Thanks I feel your right cleaning up my my baddies and boost my score. Re apply for cap 1 so my other credit reports shows an open TL or a few store credit only for purpose building up credit even a secured card would help
Thanks Js ..