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Established Contributor
ktl72455
Posts: 831
Registered: ‎12-09-2012
0

NFCU shock!

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Congrats!!  That's a nice approval!!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Contributor
petarap
Posts: 83
Registered: ‎08-28-2008
0

Re: NFCU shock!

Congratulations..That's a very nice Credit Limit.

___________________________________________________________________________
Recent Scores: 766 Walmart TU 9/2/2014, 739 Credit Karma 9/6/2014
-----------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Macy's Amex $6,000, Walmart Card $4,400, Capital One Platinum MC $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Contributor
Shyone44
Posts: 79
Registered: ‎03-23-2013
0

Re: NFCU shock!

That's Fabulous, Congrats!!!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Valued Contributor
dodgerslv
Posts: 1,760
Registered: ‎06-16-2012
0

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Big Congrats!!!!!!


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
ktl72455
Posts: 831
Registered: ‎12-09-2012
0

Re: NFCU shock!

I got looking over the paper I got from NFCU in the mail and it was for the cash rewards card and has a acceptance code.

Should I have applied for the cash Rewards instead? I am not sure what the big difference of the 2 are , I just went with the nRewards cards becuase I had seen it mentioned on here by others. I am happy , over the moon happy , and still in shock :smileysurprised:

I actually played with the credit card app just to see what all questions they asked and planned on stopping at the main submit button but it said next and I just kept clicking and answering questions and them please wait while we do the application....  no way to stop it then!! I wasnt expecting this at all.  Now that I got it, I dont know what to do with it !!  I dont need it but will gladly put it in my wallet!!

Thanks to everyone that post on here, I wouldnt be in NFCU if it wasnt for this forum!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)
Moderator
09Lexie
Posts: 25,546
Registered: ‎09-13-2012
0

Re: NFCU shock!

Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: NFCU shock!

Big congrats!  Keep up the good work. 

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Wow!

 

CONGRATS!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
bbb3601
Posts: 328
Registered: ‎01-26-2012
0

Re: NFCU shock!

NFCU never fails to amaze me. I know there may be better cards and so on, but for me they are simply great!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.





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