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NFCU shock!

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Established Contributor

NFCU shock!

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/29/18 TU 740 ~ EQ 729~ Ex 708
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 17,300~NFCU Cash Rewards 17,000 ~Care Credit 6000
Message 1 of 16
15 REPLIES
Moderator Emeritus

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Congrats!!  That's a nice approval!!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 2 of 16
Regular Contributor

Re: NFCU shock!

Congratulations..That's a very nice Credit Limit.

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Message 3 of 16
Contributor

Re: NFCU shock!

That's Fabulous, Congrats!!!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Message 4 of 16
Valued Contributor

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Big Congrats!!!!!!

gardening since 5/21/2016
Message 5 of 16
Established Contributor

Re: NFCU shock!

I got looking over the paper I got from NFCU in the mail and it was for the cash rewards card and has a acceptance code.

Should I have applied for the cash Rewards instead? I am not sure what the big difference of the 2 are , I just went with the nRewards cards becuase I had seen it mentioned on here by others. I am happy , over the moon happy , and still in shock Smiley Surprised

I actually played with the credit card app just to see what all questions they asked and planned on stopping at the main submit button but it said next and I just kept clicking and answering questions and them please wait while we do the application....  no way to stop it then!! I wasnt expecting this at all.  Now that I got it, I dont know what to do with it !!  I dont need it but will gladly put it in my wallet!!

Thanks to everyone that post on here, I wouldnt be in NFCU if it wasnt for this forum!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/29/18 TU 740 ~ EQ 729~ Ex 708
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 17,300~NFCU Cash Rewards 17,000 ~Care Credit 6000
Message 6 of 16
Moderator Emerita

Re: NFCU shock!

Message 7 of 16
Established Contributor

Re: NFCU shock!

Big congrats!  Keep up the good work. 

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 8 of 16
Mega Contributor

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Wow!

 

CONGRATS!!!!




EQ FICO 548 3/3/16
Message 9 of 16
Frequent Contributor

Re: NFCU shock!

NFCU never fails to amaze me. I know there may be better cards and so on, but for me they are simply great!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 10 of 16