Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 902
Registered: ‎12-09-2012
0

NFCU shock!

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Congrats!!  That's a nice approval!!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Regular Contributor
Posts: 115
Registered: ‎08-28-2008
0

Re: NFCU shock!

Congratulations..That's a very nice Credit Limit.

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
-----------------------------------------------------------------------------------------------------------------------------------------------
AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Contributor
Posts: 79
Registered: ‎03-23-2013
0

Re: NFCU shock!

That's Fabulous, Congrats!!!


Last app 3/21/13
EQ 658 (5/28/13)
TU 608 (5/1/13)
Valued Contributor
Posts: 2,137
Registered: ‎06-16-2012
0

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Big Congrats!!!!!!

gardening since 5/21/2016
Highlighted
Established Contributor
Posts: 902
Registered: ‎12-09-2012
0

Re: NFCU shock!

I got looking over the paper I got from NFCU in the mail and it was for the cash rewards card and has a acceptance code.

Should I have applied for the cash Rewards instead? I am not sure what the big difference of the 2 are , I just went with the nRewards cards becuase I had seen it mentioned on here by others. I am happy , over the moon happy , and still in shock Smiley Surprised

I actually played with the credit card app just to see what all questions they asked and planned on stopping at the main submit button but it said next and I just kept clicking and answering questions and them please wait while we do the application....  no way to stop it then!! I wasnt expecting this at all.  Now that I got it, I dont know what to do with it !!  I dont need it but will gladly put it in my wallet!!

Thanks to everyone that post on here, I wouldnt be in NFCU if it wasnt for this forum!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: NFCU shock!

Established Contributor
Posts: 620
Registered: ‎05-09-2009
0

Re: NFCU shock!

Big congrats!  Keep up the good work. 

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: NFCU shock!


ktl72455 wrote:

So I decided to apply for the nCash rewards, not expecting anything other than a counter offer for a secured card LOL!! I was FLOORED!!!

 

Congratulations! Based on your creditworthiness, you have been approved
for a nRewards Visa. Your credit line will be $20,000.00. Your APR will be prime
plus 10.74. You should receive your new card(s) in 7-10 business
days.

 

 

My highest card I have ever had is my current Cap 1 for 2,000.00

 

I amm still in shock!


Wow!

 

CONGRATS!!!!




EQ FICO 548 3/3/16
Frequent Contributor
Posts: 328
Registered: ‎01-26-2012
0

Re: NFCU shock!

NFCU never fails to amaze me. I know there may be better cards and so on, but for me they are simply great!

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.