If I'm planning on getting a car next year should I hold off on the Other card or get it now?
Do they take Into account how much credit you have out before giving you an auto loan? I'm going back to school in the fall and my Income will be cut in half. If I app for an auto loan with less income and I have a lot of available credit will that affect me in getting an auto loan?
Debt to income ratio?
Would it be better to only keep my cash rewards card for now, or will it not matter if I have the extra line of credit.
I don't really plan on using that much, I just want to have it for when I need it, and for the UTL purposes.
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EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
