Reply
Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009
0

NFCU visa cash rewards card

How long does it take NFCU to start showing with the CRA's ? I'm just curious as to whether it can be right away or 1 month after you get the card.

Regular Contributor
HindSight_20_20
Posts: 177
Registered: ‎06-03-2009
0

Re: NFCU visa cash rewards card


MidnightOwl wrote:

How long does it take NFCU to start showing with the CRA's ? I'm just curious as to whether it can be right away or 1 month after you get the card.


Midnight,

 

They reported both of my cards exactly one month after I used them! And they report on the day they say in your agreement also, you can set your clock by them AND they are super fast at posting payments also.

 

Congrats on your CC's with them!

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009
0

Re: NFCU visa cash rewards card

Thanks very much Hind Sight, I appreciate the info.

Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010
0

Re: NFCU visa cash rewards card

They're fast to apply payments for statement and reporting but when I paid them from USAA they would put a hold on the payment.  While I could get them to do a three-way call to verify funmds had cleared, it's easier to have money in NFCU checking and transfer to the credit card online.  That takes basically one business day to update both the statement balance and the available credit.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Senior Contributor
score_building
Posts: 3,533
Registered: ‎01-10-2008
0

ine Re: NFCU visa cash rewards card

Reported before receiving card.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009
0

Re: ine Re: NFCU visa cash rewards card

Actually, I pulled my reports as I always do everday & I saw today that they have already started reporting to EX & I've only had the card for a few days so, I assume TU &EQ will be showing shortly.

Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009
0

Re: ine Re: NFCU visa cash rewards card

Well, they are now reporting to all 3 !!!  and I've only had the card 1 week.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+