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Community Leader
Valued Contributor
improvingmycredit
Posts: 1,318
Registered: ‎07-12-2011

Re: NCFU

Sorry so long to reply. :smileyhappy:  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.


Starting Score: 642
Current Score: EQ 774, EX 780, TU 798 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K

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Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: NCFU


improvingmycredit wrote:

Sorry so long to reply. :smileyhappy:  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.


Hehe, i win!  I was betting 25k

 

yay!  congrats!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
bbrannan
Posts: 199
Registered: ‎12-11-2009

Re: NCFU

Awesome CL!!! Congrats!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Established Contributor
UFGuy2006
Posts: 706
Registered: ‎08-02-2008

Re: NCFU


improvingmycredit wrote:

Sorry so long to reply. :smileyhappy:  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.


Wow congrats!!!!

FICO: EX: 752 (3/14); TU: 768 (3/14); EQ 711 (3/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 6 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | USAA X 2 | US Bank X 1 | Walmart X 1

Holding off apps for the next 6 months! Last inq 4/2/2014.
Regular Contributor
Middleswarth
Posts: 160
Registered: ‎08-31-2011

Re: NCFU

Nice!!! :smileylol:


Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012

Re: NCFU

what is NCFU?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Community Leader
Valued Contributor
improvingmycredit
Posts: 1,318
Registered: ‎07-12-2011

Re: NCFU

@Webhopper... Haha- I want you to guess all my future CLs.  They were really nice to deal with and it was quick and painless after getting through the initial membership process.

 


Starting Score: 642
Current Score: EQ 774, EX 780, TU 798 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K

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Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012

Re: NCFU

Congrats! I had the arduous Id issue too.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Community Leader
Valued Contributor
improvingmycredit
Posts: 1,318
Registered: ‎07-12-2011

Re: NCFU

[ Edited ]

 

@bbrannan-UFGuy-Middleswarth-Jordanmedical... Thanks much! :smileyhappy:.   iMacDrew: NFCU=Navy Fed CU


Starting Score: 642
Current Score: EQ 774, EX 780, TU 798 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K

Take the FICO Fitness Challenge

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