Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Established Contributor
improvingmycredit
Posts: 1,021
Registered: ‎07-12-2011

Re: NCFU

Options

‎08-10-2012 11:53 AM

Sorry so long to reply. :smileyhappy:  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.

Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 787 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Message 21 of 29 (459 Views)
 
Reply
Moderator
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: NCFU

Options

‎08-10-2012 12:27 PM

improvingmycredit wrote:

Sorry so long to reply. :smileyhappy:  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.

Hehe, i win!  I was betting 25k

 

yay!  congrats!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 22 of 29 (447 Views)
 
Reply
Regular Contributor
bbrannan
Posts: 199
Registered: ‎12-11-2009

Re: NCFU

Options

‎08-10-2012 12:28 PM

Awesome CL!!! Congrats!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K
Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board

Take the FICO Fitness Challenge
Message 23 of 29 (439 Views)
 
Reply
Established Contributor
UFGuy2006
Posts: 597
Registered: ‎08-02-2008

Re: NCFU

Options

‎08-10-2012 12:29 PM

improvingmycredit wrote:

Sorry so long to reply. :smileyhappy:  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.

Wow congrats!!!!

FICO: EX: 756 (5/13); TU: 776 (5/13)
In My Wallet::
Amex Costco | Amex BCP | Amex PRG | Amex SPG | Barclays Priceline VS | Barclays US Airways WMC | BOA CR VS | CapOne CR WMC | Chase Freedom VS | Chase MP Club VS | Chase Marriott Prem VS | Chase Sapphire Pref WMC | Citi AA Amex | Citi Forward VS | Citi TY Prem VS | Discover IT | PF Platinum Rewards Visa | PF Travel Rewards Amex | PSECU Visa/PSL | US Bank Cash + VS
Message 24 of 29 (438 Views)
 
Reply
Regular Contributor
Middleswarth
Posts: 160
Registered: ‎08-31-2011

Re: NCFU

Options

‎08-10-2012 12:30 PM

Nice!!! :smileylol:


Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.
Message 25 of 29 (436 Views)
 
Reply
Frequent Contributor
iMacDrew
Posts: 345
Registered: ‎07-13-2012

Re: NCFU

Options

‎08-10-2012 12:34 PM

what is NCFU?


Amex PRG NPSL | Amex BCP 6k | Discover IT 1.5k | CSP 5k | Military Star 3.2K | NFCU Cash Rewards 10k | US Bank Cash+ 5k
Message 26 of 29 (427 Views)
 
Reply
Established Contributor
improvingmycredit
Posts: 1,021
Registered: ‎07-12-2011

Re: NCFU

Options

‎08-10-2012 12:37 PM

@Webhopper... Haha- I want you to guess all my future CLs.  They were really nice to deal with and it was quick and painless after getting through the initial membership process.

 

Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 787 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Message 27 of 29 (425 Views)
 
Reply
Established Contributor
jordanmedical
Posts: 1,001
Registered: ‎04-08-2012

Re: NCFU

Options

‎08-10-2012 12:45 PM

Congrats! I had the arduous Id issue too.
-Rebuilding with CapOne Cash: $1.5k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

Message 28 of 29 (414 Views)
 
Reply
Established Contributor
improvingmycredit
Posts: 1,021
Registered: ‎07-12-2011

Re: NCFU

[ Edited ]
Options

‎08-10-2012 12:46 PM - edited ‎08-10-2012 02:38 PM

 

@bbrannan-UFGuy-Middleswarth-Jordanmedical... Thanks much! :smileyhappy:.   iMacDrew: NFCU=Navy Fed CU

Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 787 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Message 29 of 29 (413 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+