01-09-2013 07:00 AM
So I called NFCU last night and they were extremely nice and helpful.
Unfortunately they can't offer me an account despite being a veteran. I mistakingly thought that all veterans were eligible.
Does anyone know if they ever offer open enrollment periods?
01-09-2013 07:11 AM
Unfortunetly no. This is what irks so many people. Thank you for your service.
Now, if you got a roommate who was a member - then you could join - then extend that membership to any family member or roommate you would have.
01-09-2013 07:12 AM
On a related note - you ARE eligible for full USAA membership including their insurance products AND to get PenFed's AMEX Defender (1.5% cash back instantly, no FTFs, no annual fee, 6.99% APR) but only until April!
01-09-2013 07:50 AM
Very strict. You will need all your ducks in a row. Probably at least a 700 EX with little inquiries.
They have given me two cards - but low limits ($9.5K total) compared to my USAA/NFCU cards. But IMO - PenFed is the best lender out there. Also - I'm not sure - but since their Defender card was targeted for Active Military only - they were less strict (which is why I got such a low limit!) But now for only the next 3 months they have opened the card up to veterans honorably dishcarged (better have your dd214 in order!!!)
03-13-2013 11:53 AM
How long ago did you seperate? I got out a couple of years ago but because every military contract is technically an 8 year contract, I am IRR until later this year but that qualifies. Any chance you are still IRR status?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO