Credit Card Center Advertiser Disclosure

Frequent Contributor
Posts: 465
Registered: ‎05-14-2008
0 Kudos


Quick question:  what type of documents do you have to submit to join if joining under a family member?
Has anyone ever been able to join by going up under a friend's membership or are they really strict about this?
Frequent Contributor
Posts: 258
Registered: ‎06-10-2008
0 Kudos


I'm pretty sure all you need is that person's access number. Then you can sign up under them.
Valued Member
Posts: 41
Registered: ‎06-29-2008
0 Kudos


My Dad is retired military but not a member of NFCU. When I called to open an account,  the rep was very nice and told me that she was having trouble overriding the access number requirement. She told me to send in a paper application but I havent gotten around to it.

EX 572 EQ 601 TU 583 Jul 11 08
EX 608 EQ 604 TU 610 Aug 3 08
EX 608 EQ 607 TU 616 9/1/08
Established Contributor
Posts: 878
Registered: ‎04-08-2008
0 Kudos


[ Edited ]
HI adamseve, Smiley Happy
I just went thru this with my younger brother.
I've been an NFCU Member since Nov 2007.
He joined Navy Fed using my Access Number as his sponsor.
I got on the phone with him and we called Navy Fed.
After the CSR took his name, SSN, address, etc
he was asked to submit the following documents:
-- Proof of Identity (black & white copy of driver's license, passport, etc)
-- Proof of Address ( phone bill, utility bill, etc)
-- Proof of Signature (just go to the NFCU website, print a hard copy of a
Membership application and sign/date it. No need to fill it out cuz you'll be
joining NFCU over the phone; they just need to see your signature)
**Optional: Proof of Income (recent paystubs, pay statement, etc)
If you plan on apping for cc's, loans, etc. it's a good idea to send this as well
-- Fax all of this information to NFCU Member Services @ 703.206.4600
-- To join over the phone, call NFCU at 888.842.6328
-- Submitting all of these documents upfront saves time in the long run
and speeds up the application process for any loans you might get.
You can always deposit $5 into your savings account at a later date.
Once you get an Access Number you can start applying for any NFCU
product you wish.
Hope this helps. Good Luck! Smiley Happy
Edit to Add: Regarding your 2nd question: Navy Fed membership is limited
to DOD personnel and family members only. So you can't use a friend's
access number to join Navy Fed.
"The right attitude is everything"

Message Edited by CanDoAttitude on 07-24-2008 07:42 AM
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0 Kudos


I joined as my father was eligible. The second after he got an access number I applied for membership and was approved the next day without issue.
Here we go again...
Established Contributor
Posts: 672
Registered: ‎07-05-2008
0 Kudos


If it's not a big hassle, just bring a bunch of forms of identification and go to a Navy Federal branch and they'll get everything set-up for you.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.