NFCU

[Creditaddict]

---

@pjsebastian87 wrote:

How can you get accepted in NFCU..??

Isnt there some kind of criteria that you need to qualify or something like that.?! Or anyone anywhere can simply join?

Please Advice.

---

military, family members that are already members or if you live within someone that is a member.

[Creditaddict]

---

@Creditaddict wrote:

---

@pjsebastian87 wrote:

How can you get accepted in NFCU..??

Isnt there some kind of criteria that you need to qualify or something like that.?! Or anyone anywhere can simply join?

Please Advice.

---

military, family members that are already members or if you live within someone that is a member.

---

sorry i was on page 3 and didn't realize the thread was already on page 6!

When applying for Navcheck always ask for $15k and they will counter.

[BKFireFly]

Hi guys:

Its been a while. Quick question: If NFCU deactivated membership becuase of unpaid credit card what is the likelihood of them reactivating your memebership if you pay them in full. 

This is not my account but its a close friend of my mine, that wants to reestablish their account.

Thanks in advance.

[Creditaddict]

---

@BKFireFly wrote:

Hi guys:

Its been a while. Quick question: If NFCU deactivated membership becuase of unpaid credit card what is the likelihood of them reactivating your memebership if you pay them in full. 

This is not my account but its a close friend of my mine, that wants to reestablish their account.

Thanks in advance.

---

I believe it's 100% they WILL give you membership again if you pay them back.

[BKFireFly]

---

@Creditaddict wrote:

---

@BKFireFly wrote:

Hi guys:

Its been a while. Quick question: If NFCU deactivated membership becuase of unpaid credit card what is the likelihood of them reactivating your memebership if you pay them in full. 

This is not my account but its a close friend of my mine, that wants to reestablish their account.

Thanks in advance.

---

I believe it's 100% they WILL give you membership again if you pay them back.

---

Thanks for this info, I will infom my friend.

[darkfrosty]

Welcome to NFCU. I joined in December 2014. Love it. Even though all I have through them in a cash rewards cc with a 17k limit from them. I was tempted to try for Navcheck but decided to hold off because I didnt want to hurt my chances of them extending a future large auto loan or possible mortgage. Will most likley switch my banking over to them down the road.

[Creditaddict]

I wouldn't worry about navcheck effecting your auto

[Anonymous]

Great news virgo, and welcome to the NFCU Family!!

[Anonymous]

What is NAVCHECK? I am becoming a member with NFCU today. Is it adviceable to apply for a credit card today as well? Or should I wait? How much CL should i request? And is NAVCHECK an option for me? 

Creditaddict - I hear you are the NFCU expert around here.

---

-Citibank $3,400/$4180;     Credit Union $ 560/$1500 LOC;        -Capital one $0/$2500

-Macys 0/$100; -Kohls 0/$200;   -TJMaxx 0/$300

---

Experian score was 561 as of 1/1/15                               On 2/26/15 EQ:626  TU:639   EX: 628

[Creditaddict]

---

@Anonymous wrote:

What is NAVCHECK? I am becoming a member with NFCU today. Is it adviceable to apply for a credit card today as well? Or should I wait? How much CL should i request? And is NAVCHECK an option for me? 

Creditaddict - I hear you are the NFCU expert around here.

-Citibank $3,574.20/$4180; -$ Credit Union $ 560/$1500 LOC;        -Capital one $250/$2500

-Macys 0/$100; -Kohls 0/$200;   -TJMaxx 0/$300

---

Experian score was 561 as of 1/1/15                               On 2/26/15 EQ:626  TU:639   EX: 628

---

Navcheck is a che3cking line of credit.

You should apply for credit card and then follow that application up with a checking line of credit application for the full $15k (they counter if they don't approve full amount)

You apply for both at same time even if your credit card is not instantly approved because they are 2 different departments.

it's like the navy combo they love to give!