NFCU

[Anonymous]

Anybody know how much should one charge on a card with 1700 line.  Should I carry balance or pay off. And when should I ask for the first CLI?  Any help would be appreciated.  

[fltireguy]

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@Anonymous wrote:

Anybody know how much should one charge on a card with 1700 line.  Should I carry balance or pay off. And when should I ask for the first CLI?  Any help would be appreciated.  

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Realistically, you probably want to stay under 30% utilization when the statement cuts.Is this your only card? 

You should ask for a CLI a week or 2 after you get your 3rd statement... somewhere in that neighborhood

[Anonymous]

Wow man.. Love your profile of cards.  Thanks for the tip.

I've got 3 cap one cards 1500, 1100, and 300.  Barclay 1500, Merrick bank 1400, NFCU 1700, FCU 500, Pier 1 1500 and  20 dept store cards.  

EQ 602, TU 632, EX 634

Looking for 700 and above. 

[SouthJamaica]

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@Anonymous wrote:

Anybody know how much should one charge on a card with 1700 line.  Should I carry balance or pay off. And when should I ask for the first CLI?  Any help would be appreciated.  

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You should not carry a balance, you should pay it off.  As often as you can.

And you should let either no balance, or a small balance, report.

[SouthJamaica]

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@Anonymous wrote:

Wow man.. Love your profile of cards.  Thanks for the tip.

I've got 3 cap one cards 1500, 1100, and 300.  Barclay 1500, Merrick bank 1400, NFCU 1700, FCU 500, Pier 1 1500 and  20 dept store cards.  

EQ 602, TU 632, EX 634

Looking for 700 and above. 

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My further advice would be (a) look for an opportunity to consolidate the Cap One cards, and (b) sock drawer, and gradually ditch, the store cards and the Merrick card.