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Is it a SP or HP to get the lower rate?
Did a PC today from NFCU Rewards over to the Platinum. Card is over a year currently.
They are so reliable in the way that they work with you to meet expectations.
My Rewards Card "WAS" up until only recently at 18% from the first approval yet it was eventually lowered to 11%.
Called in with the PC request where it was instantly approved with the new APR of 8% and some change which personally speaking FINALLY eclipsed my old closed Ring Card that used to have around that rate.
Simple and painless procedure. In another year's time it might likely & finally reach that 6% APR sweet spot which is what i been knocking myself silly for a long time trying to find from anyone, expecially other CU's but NFCU wins again!