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NFCU

Senior Contributor

Re: NFCU


Way wrote:

I was approved on 8/30, got my card on 9/7 and it hit my reports on 9/13.  It also showed as a good tradeline for the month of Auguest which I did not expect.


IME, regardless of when a CC begins to report, the "opening date" on our CR is the date you were approved because that's technically the date the acct was opened.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 11 of 15
New Contributor

Re: NFCU

I assumed as much in this case. I thought my experience was different with cap one, but I could be mistaken.
Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Message 12 of 15
Frequent Contributor

Re: NFCU


Way wrote:
I assumed as much in this case. I thought my experience was different with cap one, but I could be mistaken.

The same for me with HSBC/Orchard bank...it didnt report until the statement was mailed

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 13 of 15
Frequent Contributor

Re: NFCU

Thanks everyone!

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 14 of 15
New Contributor

Re: NFCU

Sorry to hijack and this really doesn't matter at all, but I was curious so went back to dig it up.  I was approved for Cap One the last week of January.  As we all know, they are slow and I didn't receive and activate the card until Feb 17th.  My credit report doesn't have anything for Cap One for January so I guess it's either a difference in providers or perhaps it just varies from person to person.

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Message 15 of 15