03-14-2013 07:52 AM - edited 03-14-2013 09:03 AM
Applied for the nRewards yesterday received the 3-5 message. I wake up today the app still pending but i see that they pulled my transunion report twice both for membership and for the CC application (ouch). im anxious to know the outcome of this! I currently Have 2 inquiries on MY TU with their 2 = 4 in total. My TU Fico is 640 Atm because of high util. No lates or any derogatory information on any of my reports whatsoever. My oldest account is a year old. At this point im wondering if ill be approved. Any input would be appreciated. Thanks
Update: Received a call from an Analyst that told me they needed proof of adress social security and state id. He told me to expect a decision 24 hours from the time i fax it. Is this a good sign?
03-14-2013 09:20 AM
03-15-2013 02:35 PM
03-15-2013 03:05 PM
03-15-2013 04:06 PM
03-15-2013 04:38 PM
Does anyone know if this is a good sign? If they were going to reject me why would they want documents and make me drive two hours. At this point I don't know.... but the wait is killing me!!!
If they are asking for doc's that is a good sign!
03-15-2013 05:00 PM
Same thing happened to me this week. They made me bring documents into a branch and then approved me.
03-15-2013 05:04 PM
you will be alright
03-15-2013 05:29 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO