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NFCU

Valued Contributor

Re: NFCU

Hope you get it!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 11 of 28
New Member

Re: NFCU

The same thing happened to me; wanted me to take proof of identity and address into the branch. I told the CSR who called me, "I better not do all of this and then not get approved" and her response was, "If they are asking for all of this info, they are more than likely wanting to approve you." Which, they did. Sucks you had to drive two hours though...

AMEX Gold - 650/NPSL, NFCU Cash Rewards MC - 0/8.5k, Care Credit - 0/6k, Chase Hyatt - 0/5k, BoA Platinum Plus VS - 0/3k, RBFCU Gold Rewards VS - 0/3k, Discount Tire - 0/1.9k, JCP - 0/1.6k, Rooms To Go - 0/1.2k, Lowe's - 0/1.2k, Ashley Furniture - 0/1k, Macy's - 0/1k, USAA Platinum Rewards 0/1k, NY&C - 0/300.
Message 12 of 28
Frequent Contributor

Re: NFCU

The crazy thing; I got back with them recently and was approved after one day on each my nRewards secured and Cash rewards unsecured. My EQ was 594 and TU was 595.. I was denied navChek because of "Bankruptcy too recent, not enough credit experience".. I will re apply in 2014!! Smiley Very Happy when should I ask for a increase? hehe

 

 

goodluck! you will approved with your scores.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 13 of 28
New Contributor

Re: NFCU

Update: I was approved! They gave me one of my lowest limits (500). Im a little bummed about that but at least im in? Will ask for an increase after 6 months, 500 dollars is very toyish though... But im in and cant complain. NFCU here i come, Good luck to everyone else going through the process.




Current Score: Walmart TU 694 - Credit karma 679 - Credit Sesame 671- VantageScore 695 MyFico ?
Goal Score: 750

Message 14 of 28
Regular Contributor

Re: NFCU

Congrats on joining the NFCU family.

Starting Scores: 667 EQ 09/2013 | 682 TU08 01/2014 | 689 EX 06/2014(via AMEX CLI)
Current Scores: 667 EQ 09/2013 | 735 TU08 12/2016 | 748 EX 12/2016

AMEX BCE $25K | AMEX Zync NPSL | Cap1 Quicksilver MC $6.9K | NFCU Visa Signature cashRewards $20K
NFCU NavChek $15K | PenFed Visa Platinum Cash Rewards $5.9K | Target Visa $11K | Comenity VS $6K | Walmart $4.5K
Message 15 of 28
Established Contributor

Re: NFCU

That toy limit will grow in the next year! I went from 5k in credit with NFCU to over 42.5k in less than year. Its possible just keep a good relationship with them and you will be fine.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 16 of 28
New Member

Re: NFCU

Well at least you got a foot in the door once your in its up to you to make the most of it

Starting Score: 570
Current Score: 703
Goal Score: 725+
what's in my wallet nfcu sig cash rewards 14k nfcu n rewards 7k usaa plat mc 8k usaa Amex 8k discover 4k Barclays card 1k military star 3.1k. Chase military star 8k cap1 visa 1k

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Message 17 of 28
Established Contributor

Re: NFCU

Congrats on getting your foot in the door!!!
That foot is in a very good doorway!!

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 18 of 28
Regular Contributor

Re: NFCU


alessandrom wrote:

Update: I was approved! They gave me one of my lowest limits (500). Im a little bummed about that but at least im in? Will ask for an increase after 6 months, 500 dollars is very toyish though... But im in and cant complain. NFCU here i come, Good luck to everyone else going through the process.


Congrats! I wouldn't complain though...lots of people are dying to get their foot in the door! Your limit will grow!!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Message 19 of 28
Moderator Emeritus

Re: NFCU

Your limit will grow...  My hubby started with a $2500 limit, now its at 12k... he got the card in June 2012


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Message 20 of 28