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I'm pretty sure that I already know the answer to my question, but someone out there may just prove me wrong! There are several credit cards with no annual fees for excellent/good credit, but what about fair/poor credit? Are there any credit cards with NO ANNUAL FEE(S) for poor/fair credit? As the saying goes, "a closed mouth doesn't get fed!" Any feedback is appreciated!
Barclays Rewards MC for Average Credit
NASA FCU Is the flavor of the month right now. I have a 627 score with 2 baddies, was approved for 5k.
@ERoosky99 wrote:I'm pretty sure that I already know the answer to my question, but someone out there may just prove me wrong! There are several credit cards with no annual fees for excellent/good credit, but what about fair/poor credit? Are there any credit cards with NO ANNUAL FEE(S) for poor/fair credit? As the saying goes, "a closed mouth doesn't get fed!" Any feedback is appreciated!
You may want to try this:
https://www.dcu.org/loans/visa-secured.html
If you open a DCU checking account, you'll also get free FICO EQ score every month. It will help you monitor your credit progress.
If you're not a member of the DCU-related organizations, you'll have to pay a $10 fee to get in with the CU. However I feel like the free FICO is worth it.
Journey Student Rewards Credit Card
You could also try DCU secured credit card.
Barclay rewards card. no annual fee with rewards, but you'll be hit with 24.99% apr.
Try for a Capital One platinum card with no rewards. If you are a member of a credit union, you can also ask them if they have a credit card you can apply for.
@yfan wrote:Try for a Capital One platinum card with no rewards. If you are a member of a credit union, you can also ask them if they have a credit card you can apply for.
i dont really reccomend them simply for the fact they triple pull (1 inq on each report)
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:
@yfan wrote:Try for a Capital One platinum card with no rewards. If you are a member of a credit union, you can also ask them if they have a credit card you can apply for.
i dont really reccomend them simply for the fact they triple pull (1 inq on each report)
BUT, with fair to poor, if OP gardens for awhile, then gets the automatic CLI after 6 months, and another one after a year (start buggin the EO office email, Facebook at STAGGERED intervals), those three pulls won't matter.