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NO Dice with Amex Backdate....

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SubseaEngineer
Valued Member

Re: NO Dice with Amex Backdate....

I will find out when i get my new card (should be tonite).

 

I was added as an AU on my dad's account in 1979 (we still dont know how, he recieved a card several months after I was born).  So my backdating should be... interesting.

Message 11 of 27
Duncanrr
Valued Contributor

Re: NO Dice with Amex Backdate....

Member since birth. I could see amex using that in a commercial Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 27
bribro
Valued Contributor

Re: NO Dice with Amex Backdate....

My understanding is that you can backdate to the year you became a cardholder or ACM. You used to be able to backdate to the primary cardholder's MS date even if you were added as an ACM years later, but no more.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 13 of 27
texaspete2012
Established Member

Re: NO Dice with Amex Backdate....

Thanks, Guys. I am going to call again in the AM, and not punch in my account#, and see if I can coonect to a rep who will let me backdate back to 1998. 

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 14 of 27
Obt3wKLq5t
New Contributor

Re: NO Dice with Amex Backdate....

I got them to resend a card that had me as an authorized user from 2010 to 1999.  The card did show 1999 but it did not change on any of my credit report so its really useless.

American Express SPG, Chase Freedom, Citi Forward, Citi Dividend World Elite, Discover More, Penfed Platinum Rewards, Kohls
Message 15 of 27
Duncanrr
Valued Contributor

Re: NO Dice with Amex Backdate....

Did your "member since" date change online?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 16 of 27
LS2982
Mega Contributor

Re: NO Dice with Amex Backdate....


@texaspete2012 wrote:

Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!


AFAIK, AMEX has stopped awarding backdating to AU accounts.

 




EQ FICO 548 3/3/16
Message 17 of 27
texaspete2012
Established Member

Re: NO Dice with Amex Backdate....

AFAIK, AMEX has stopped awarding backdating to AU accounts.

 

This stinks! I can see it from the CRA point of view, but it was one the big reasons why I went with AMEX. 

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 18 of 27
CreditScholar
Valued Contributor

Re: NO Dice with Amex Backdate....


@LS2982 wrote:

@texaspete2012 wrote:

Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!


AFAIK, AMEX has stopped awarding backdating to AU accounts.

 


I'm very glad they did this. As an AU it's not really your account anyways, and therefore you shouldn't be able to get backdating.

 

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 19 of 27
texaspete2012
Established Member

Re: NO Dice with Amex Backdate....

I'm very glad they did this. As an AU it's not really your account anyways, and therefore you shouldn't be able to get backdating.

 

Very Glad? Wow, I think there might be 300 posts on this board about back dating as and AU. Amex gold is not a ZERO AF card, so I think we can hope for some benefits, esp. since it has been a policy for years to award AU this privilege. Thanks for your two cents .

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Message 20 of 27
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