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Established Member
texaspete2012
Posts: 61
Registered: ‎04-27-2012

NO Dice with Amex Backdate....

Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Frequent Contributor
nada9188
Posts: 251
Registered: ‎11-27-2011

Re: NO Dice with Amex Backdate....

Try calling 1 (800) 492-3344. Do not put your account number in or it will route you to the wrong area. Restate your case.
Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: NO Dice with Amex Backdate....

I don't think you will get the backdating since you were an AU on the account. I'm pretty sure you have to be the primary cardholder to get backdating. If the account were still open and active it might be a different story.

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: NO Dice with Amex Backdate....


espnjunkie wrote:

I don't think you will get the backdating since you were an AU on the account. I'm pretty sure you have to be the primary cardholder to get backdating. If the account were still open and active it might be a different story.


Is that true? I wanted to add my little sister as AU to my charge card and would love her to be able to use it as a backdate for when she is ready to pull trigger.  I plan on keeping card open and in great standing.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Valued Contributor
Jazzzy
Posts: 2,678
Registered: ‎07-29-2009

Re: NO Dice with Amex Backdate....

I have heard of different outcomes...but I was also unsuccessful.

 

I was AU on an excellent account at the time I got my 1st AmEx in my own name. I tried to get my new one backdated to match the one I already carried....No go.

Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: NO Dice with Amex Backdate....

I am 99% sure that you have to be the primary cardholder to have future accounts backdated. Otherwise theoretically you could have an account backdated to before you were even born.

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012

Re: NO Dice with Amex Backdate....

Not true. The back date would be the hear you were added to account not the primary account holders member since date.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: NO Dice with Amex Backdate....

+1 to last post. The backdate is the year you were added on
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

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Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011

Re: NO Dice with Amex Backdate....

Does that account still have to be open and active though?

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Established Member
texaspete2012
Posts: 61
Registered: ‎04-27-2012

Re: NO Dice with Amex Backdate....

So in my case i was added in 1998, so my account could be back dated to 1998? Also the account has since been closed, by the account holder and was in good standing. 

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12

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