Reply
Valued Member
Posts: 46
Registered: ‎09-07-2012
0

Re: NO Dice with Amex Backdate....

I will find out when i get my new card (should be tonite).

 

I was added as an AU on my dad's account in 1979 (we still dont know how, he recieved a card several months after I was born).  So my backdating should be... interesting.

Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: NO Dice with Amex Backdate....

Member since birth. I could see amex using that in a commercial Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: NO Dice with Amex Backdate....

My understanding is that you can backdate to the year you became a cardholder or ACM. You used to be able to backdate to the primary cardholder's MS date even if you were added as an ACM years later, but no more.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Established Member
Posts: 61
Registered: ‎04-27-2012
0

Re: NO Dice with Amex Backdate....

Thanks, Guys. I am going to call again in the AM, and not punch in my account#, and see if I can coonect to a rep who will let me backdate back to 1998. 

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
New Contributor
Posts: 58
Registered: ‎04-15-2009
0

Re: NO Dice with Amex Backdate....

I got them to resend a card that had me as an authorized user from 2010 to 1999.  The card did show 1999 but it did not change on any of my credit report so its really useless.

American Express SPG, Chase Freedom, Citi Forward, Citi Dividend World Elite, Discover More, Penfed Platinum Rewards, Kohls
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: NO Dice with Amex Backdate....

Did your "member since" date change online?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: NO Dice with Amex Backdate....


texaspete2012 wrote:

Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!


AFAIK, AMEX has stopped awarding backdating to AU accounts.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Member
Posts: 61
Registered: ‎04-27-2012
0

Re: NO Dice with Amex Backdate....

AFAIK, AMEX has stopped awarding backdating to AU accounts.

 

This stinks! I can see it from the CRA point of view, but it was one the big reasons why I went with AMEX. 

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: NO Dice with Amex Backdate....


LS2982 wrote:

texaspete2012 wrote:

Just got my new gold card, and with it a member since 2012 stamp. I was an AU on a amex account way back in 1998 and the account has since closed. I called 1800492334 CS number, and reached a rep(offshore) and explained that my member date was wrong, and I had a green card back in 1998, and could she look up my info to see and change. She was able to find the account from 1998, but since I was just an AU, and the account has been closed that I can not use that date, she was very dismissive about the whole idea. Should I keep calling? What should I say? Do I have any chance is getting a 98 member date? Thank, guys!


AFAIK, AMEX has stopped awarding backdating to AU accounts.

 


I'm very glad they did this. As an AU it's not really your account anyways, and therefore you shouldn't be able to get backdating.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Established Member
Posts: 61
Registered: ‎04-27-2012
0

Re: NO Dice with Amex Backdate....

I'm very glad they did this. As an AU it's not really your account anyways, and therefore you shouldn't be able to get backdating.

 

Very Glad? Wow, I think there might be 300 posts on this board about back dating as and AU. Amex gold is not a ZERO AF card, so I think we can hope for some benefits, esp. since it has been a policy for years to award AU this privilege. Thanks for your two cents .

Amex Gold (NSL) 9/12
Chase Freedom (2200) 5/12
Citi Thank You Pref. (7000) 4/12
USAA AMEX (4000) 11/12
BOA VISA SIG CASH (5000) 12/12
Amex Gold Small Biz (NSL) 11/12
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.