04-05-2014 08:54 PM
Rep told me, if you have 0 balance when the statement closes it won't be on the statement.
04-05-2014 09:22 PM
Discover only gives you a FICO if you are using the card actively or reporting a monthly balance. I just started getting my FICO two months ago when I BT'd with it. When I had a zero balance, I did not receive a FICO.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO